Deposit Rates

Rates effective July 22, 2010. All rates and terms are subject to change without notice.

Share Savings Accounts
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
$300 - 4,999 .10 .10 Monthly Monthly $25 $300
$5,000 - 9,999 .10 .10 Monthly Monthly $25 $5,000
$10,000 or more .10 .10 Monthly Monthly $25 $10,000
 
PRIMO Checking
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
$0 - 25,000 .75 .00 - .75 Monthly Monthly $0 $0
$25,001 or more .10 .00 - .10 Monthly Monthly $0 $25,001
 
PRIMO Checking APY subject to terms and conditions as disclosed in PFCU's Account Disclosures.
 
Prime Time Checking Accounts
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
$1,000 - 5,000 .10 .00 - .08 Monthly Monthly $0 $1,000
$5,001 - 10,000 .10 .08 - .09 Monthly Monthly $0 $5,001
$10,001 or more .10 .09 - .10 Monthly Monthly $0 $10,001
 
Premier Money Market Accounts
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
$1,000 - 9,999 .25 .25 Monthly Monthly $10,000 $1,000
$10,000 - 24,999 .50 .50 Monthly Monthly $10,000 $10,000
$25,000 - 74,999 .75 .75 Monthly Monthly $10,000 $25,000
$75,000 or more .75 .75 Monthly Monthly $10,000 $75,000
 
Prime Time Direct Checking
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
Prime Time Direct Checking .10 .10 Monthly Monthly $0 0
 
Prime Time Plus Checking
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
Prime Time Plus Checking .10 .10 Monthly Monthly $0 0
 
Prime Time Teen Checking
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
Prime Time Teen Checking .10 .10 Monthly Monthly $0 0
 
Christmas Club
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
Christmas Club .50 .50 Monthly Monthly $0 0
 
Lil' Savers Club
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
Lil' Savers Club .25 .25 Monthly Monthly $0 $0
 
Summer Spending
AccountType Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
Summer Spending .25 .25 Monthly Monthly $0 $0
 
VISA/MasterCard® (Secured)
AccountType Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
VISA/MasterCard® (Secured) .25 .25 Monthly Monthly $0 $0
 
Prime Time Teen Share
AccountType Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
Prime Time Teen Share .25 .25 Monthly Monthly $0 $0
 
Prime Savers Club
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Open Account Minimum Required To Obtain APY
Prime Savers Club .50 .50 Monthly Monthly $0 $0
 
Share & IRA Certificates / Roth-Traditional & Coverdell
Account Term Dividend Rate (%) Annual Percentage Yield(APY) (%) Dividend Compounded Paid Minimum Required To Obtain APY
60 Day Share Certificate only .25 .25 Maturity Maturity $250
90 Day Share Certificate only .25 .25 Maturity Maturity $250
182 Day (Maturity) .50 .50 Maturity Maturity $250
182 Day (Monthly) .50 .50 Monthly Monthly $250
1 Year .75 .75 Maturity Maturity $250
1 Year Auto-Deposit1 1.00 1.00 Monthly Monthly $250
18 Month 1.00 1.00 Quarterly Quarterly $250
2 Year 1.29 1.30 Quarterly Quarterly $250
2.5 Year 1.39 1.40 Quarterly Quarterly $250
3 Year 1.49 1.50 Quarterly Quarterly $250
4 Year 1.99 2.00 Quarterly Quarterly $250
5 Year 2.23 2.25 Quarterly Quarterly $250
 
11 Year Automatic Deposit Certificate requires $50 minimum monthly recurring auto transfer deposit from another PFCU account. $25,000 maximum balance.
 
IRA Share
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Dividend Compounded Paid Minimum Required To Obtain APY
IRA Share .25 .25 Monthly Monthly $0
 

APY = Annual Percentage Yield
Dividend rates and annual percentage yields (APY) are accurate as of the above date. Dividends for all savings type accounts are calculated by the average daily balance method which applies a daily periodic rate to the principal in an account each day. Penalty for early certificate withdrawal. Fees imposed on account will be reduce actual earnings. PFCU insured by the NCUA.

 

Resource guide

National Credit Union Administration, a U.S Government Agency

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