Compare Personal Checking Accounts

Benefits	Student Checking	Prime Checking	Primo Checking
APY¹ Up To	.01%	.01%	.10%²
Minimum Balance	$0	$0	$0
Monthly Service Fee	$0	$0	$0
Standard Overdraft Protection³ _{When enrolled, we'll automatically transfer funds from your Share Savings Account to your checking account if your checking account doesn't have sufficient funds to complete a transaction.}	Yes	Yes	Yes
Free ATM Withdrawals⁴ _{We won't charge you ATM withdrawal fees until you reach your free ATM withdrawal limit.}	Unlimited	2 per Month	Unlimited
Eligible for Prime Privilege³ _{Overdraft your account by up to $1,000 for life's unexpected events.}	-	Yes	Yes
ATM Fee Refunds _{We'll refund ATM fees charged by third-party ATM operators.}	-	-	Yes ^{Up to $20²}
	Learn More	Learn More	Learn More

Rates effective as of May 18, 2022.

1: APY = Annual Percentage Yield. Membership required. Share Savings, along with membership deposit, required with all savings, checking, investments and money market accounts. Dividends compounded and paid monthly on all checking accounts. Fees affect APY and can reduce earnings on these accounts

2: When all monthly account requirements are met.

3: Fees apply when this service is used. Please see the Fee Schedule located in our Truth-in-Savings Disclosure regarding applicable fees. Visit our Overdraft Coverage page for more information or to apply for Prime Privilege extended overdraft.

4: Fees apply for ATM withdrawals beyond the allowed free ATM withdrawal limit. Please see the Fee Schedule located in our Truth-in-Savings Disclosure regarding applicable fees. Up to the allowed free ATM withdrawal limit, Prime Financial Credit Union will not charge ATM Withdrawal Fees. However, fees charged by third-party ATM operators may still apply. See "ATM Fee Refunds" in the comparison chart above for accounts that refund fees charged by third-party ATM operators.

Additional information regarding compounding and crediting and other account information can be found in the Truth-in-Savings Disclosure. Ask a Member Service Representative for complete details on fees and terms applicable to the listed accounts. Funds federally insured by NCUA.

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