Youth Savings
A great way to introduce kids, teens, and young adults to savings
Features & Benefits
Dividends up to
0.05%APY1
Birthday Gift
With Cash's Kids Club
Good Grade Rewards
With Cash's Kids Club
No Monthly Fees
No Minimum Balance
Federally Insured by NCUA
Open a Youth Savings Account today!
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Cash Kid's Club
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Student Club
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|---|---|---|
| Ages | Up to 12 Years Old | 13 - 26 Years Old |
| APY1 Up to | 0.05% | 0.05% |
| Minimum Balance | $0 | $0 |
| Monthly Service Fees | $0 | $0 |
| Free Automatic Deposits2 | ||
| Free Withdrawals3 | 3 per Month | 3 per Month |
| Stash with Cash Rewards4 | ||
| Birthday Gift5 |
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Effective Date:
April 3, 2024
Membership eligibility is required.
1: APY=Annual Percentage Yield. Fees may apply and reduce earnings.
2: Message and data rates may apply where applicable.
3: Fees may apply for excess withdrawals.
4: Stash with Cash stamp card has no value. Minor must be present to earn stamps. Prime Financial Credit Union ("PFCU") is not responsible for lost cards. Once a card is redeemed, a new card will be issued. The reward deposit will be made at the time of card redemption by a Credit Union supervisor or manager. If PFCU personnel perceive mistreatment of the program, the Credit Union reserves the right to deny program rewards. Any gifts or incentives awarded in relation to this program may be taxable. Consult your tax advisor. The card expires on the minor's 13th birthday. Subject to change or end without notice. Some restrictions may apply.
5: Birthday gift deposits are issued through the child's 12th birthday. Any gifts or incentives awarded in relation to this program may be taxable. Consult your tax advisor. Some restrictions may apply.
Stash with Cash
Cash's Kids Club members each receive a stamp card.4 Earn 1 stamp for each visit that you make a deposit of at least $10. Once you've earned 15 stamps, we'll deposit $10 into your Cash's Kids Club Account as a reward!
Earn bonus stamps up to 4 times each year with good grades, too!
Bring in your report card and earn up to 5 stamps for each A and B.
Birthday Gift
If you're a Cash Kid's Club member, watch for a special birthday gift during your birthday month!5
Online & Mobile Banking
Access your account 24/7 and on the go with your membership's digital benefits2:
- Automatic Deposits: Saving is easy when you create automatic transfers to your Share Savings from another Prime Financial Credit Union account or from an account at another financial institution.
- Snapshot Check Deposits: Deposit checks to your account using the Prime Mobile App and your smartphone's camera. Learn more about the Prime Mobile App
- eDocuments: Go green with eDocuments and get your statements up to 3 business days earlier than traditional paper statements.
Learn more about the Prime Mobile App
Youth Savings Club Dividends
| Balance | Rate | APY1 | Min. Required to Earn Stated APY1 |
|---|---|---|---|
| $0 or More | 0.05% | 0.05% | $0 |
Effective Date:
April 3, 2024
Membership eligibility is required.
1: APY=Annual Percentage Yield. Fees may apply and reduce earnings.
| Balance | Rate | APY1 | Min. Required to Earn Stated APY1 |
|---|---|---|---|
| $0 or More | 0.05% | 0.05% | $0 |
Effective Date:
April 3, 2024
Membership eligibility is required.
1: APY=Annual Percentage Yield. Fees may apply and reduce earnings.
Open a Youth Savings Account today!
Member Story
"The reason for my loyalty is simple... Prime has the best rates in town, the staff is always friendly, and they know me by first name."
Empowering you during every financial decision
Membership eligibility is required.
1: APY=Annual Percentage Yield. Fees may apply and reduce earnings.
2: Message and data rates may apply where applicable.
3: Fees may apply for excess withdrawals.
4: Stash with Cash stamp card has no value. Minor must be present to earn stamps. Prime Financial Credit Union ("PFCU") is not responsible for lost cards. Once a card is redeemed, a new card will be issued. The reward deposit will be made at the time of card redemption by a Credit Union supervisor or manager. If PFCU personnel perceive mistreatment of the program, the Credit Union reserves the right to deny program rewards. Any gifts or incentives awarded in relation to this program may be taxable. Consult your tax advisor. The card expires on the minor's 13th birthday. Subject to change or end without notice. Some restrictions may apply.
5: Birthday gift deposits are issued through the child's 12th birthday. Any gifts or incentives awarded in relation to this program may be taxable. Consult your tax advisor. Some restrictions may apply.