Looking to buy your first home? With our First Time Homebuyer Program, we can make your goal a reality! Take advantage of the $800 Closing Cost Special1, along with a low down payment for qualified applicants. Prime Financial's competitive rates and experienced staff will help guide you on the road to home ownership.
A first time homebuyer is defined as an applicant who has not owned a home within the past three years. 1The closing cost special includes an appraisal fee, credit report fee, flood certification, title-lenders title policy, title-settlement fee, recording fees, origination fee, 4506T transcripts, document preparation fee, tax service fee, title and E-Recording fee. Fixed Stated Rates reflect loans up to 80% Loan to Value (LTV); other rates apply for LTVs above 80%. Owner-occupied primary residence only. Homeowner’s insurance required. All rates and terms are subject to credit qualification, other rates and terms may apply. A Prime Financial Credit Union checking account is required to receive any closing incentive for first-time buyers.
Looking to do home repairs or a debt consolidation? Look no further than Prime's Home Equity Line of Credit with NO closing costs for qualified applicants2.
2No closing costs for line of credit with a Loan to Value (LTV) less than 80% and credit score greater than 700. Appraisal may be required to determine closing LTV. HELOC Rate is equal to prime rate + 0.00% Annual Percentage Rate (APR). Line of credit rate is adjustable and will not exceed 18% APR. Minimum payment is 1% of the balance or $25.00, whichever is greater. All rates are subject to credit qualification, other rates and terms may apply. Owner-occupied primary residence only. Homeowner’s insurance required.