Deposit Rates
Checking Accounts, Savings Accounts, Club Accounts, CDs & IRAs, and Money Market Accounts
Primo Checking
| Balance | Rate1 | APY1,2 | Min. Required to Earn Stated APY |
|---|---|---|---|
| $0 - $25,000 | 0.10% | 0.00-0.10% | $0 |
| $25,000.01 or More | 0.01% | 0.00-0.01% | $25,000.01 |
Effective Date:
April 3, 2024
Membership eligibility is required.
1: To earn
0.10%
APY, you must satisfy all of the following requirements each month: 1) make twelve (12) debit card transactions, 2) log in to Prime Online or Prime Mobile, 3) establish a credit or debit ACH transaction that recurs at least monthly, and 4) be enrolled in eStatements. If all requirements are not met in a given month, an interest rate of
0.01%
APY applies and ATM refunds are not issued.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
Simply Checking
| Balance | Rate | APY2 | Min. Required to Earn Stated APY |
|---|---|---|---|
| $0 or more | 0.01% | 0.01% | $0 |
Effective Date:
April 3, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
Prime Checking
| Balance | Rate | APY2 | Min. Required to Earn Stated APY |
|---|---|---|---|
| $1,000 or more | 0.01% | 0.01% | $1,000 |
Effective Date:
April 3, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
Student Checking
| Balance | Rate | APY2 | Min. Required to Earn Stated APY |
|---|---|---|---|
| $0 or More | 0.01% | 0.01% | $0 |
Effective Date:
April 3, 2024
Membership eligibility and proof of enrollment are required. Students between the ages of 13-17 years old must have a parent or guardian joint on the account.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
Small Business Checking
| Balance | Rate | APY2 | Min. Required to Earn Stated APY |
|---|---|---|---|
| $1,000 or More | 0.01% | 0.01% | $1,000 |
Effective Date:
April 3, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
Share Savings
| Balance | Rate | APY2 | Min. Required to Earn Stated APY |
|---|---|---|---|
| $300 - $4,999 | 0.03% | 0.03% | $300 |
| $5,000 - $9,999 | 0.03% | 0.03% | $5,000 |
| $10,000 and More | 0.03% | 0.03% | $10,000 |
Effective Date:
April 3, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
Savings Clubs
| Account Type | Balance | Rate | APY2 | Min. Required to Earn Stated APY |
|---|---|---|---|---|
| Saver's Sweepstakes | $0 or more | 0.05% | 0.05% | $0 |
| Cash's Kids Club | $0 or more | 0.05% | 0.05% | $0 |
| Student Club | $0 or more | 0.01% | 0.05% | $0 |
| Christmas Club | $0 or more | 0.05% | 0.05% | $0 |
| Savers Club | $0 or more | 0.05% | 0.05% | $0 |
Effective Date:
April 3, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
Certificate of Deposit (CD)
| Term | Rate | APY2 | Min. Required to Earn Stated APY |
|---|---|---|---|
| 2 Month3 | 0.75% | 0.75% | $250 |
| 3 Month3 | 0.75% | 0.75% | $250 |
| 6 Month3 | 1.00% | 1.00% | $250 |
| 12 Month3 | 2.00% | 2.00% | $250 |
| 12 Month (Automatic Deposit)3,4 | 2.00% | 2.00% | $250 |
| 18 Month5 | 2.00% | 2.02% | $250 |
| 24 Month5 | 2.50% | 2.53% | $250 |
| 30 Month5 | 2.60% | 2.63% | $250 |
| 36 Month5 | 2.75% | 2.79% | $250 |
| 48 Month5 | 2.85% | 2.89% | $250 |
| 60 Month5 | 3.00% | 3.04% | $250 |
| Rate Match | Ask Us | Ask Us | $250 |
Effective Date:
April 3, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
3: Dividends compounded and paid at maturity.
4: Certificate requires a $50 minimum monthly recurring auto-transfer deposit from another PFCU account. $25,000 maximum balance.
5: Dividends compounded and paid quarterly.
IRA Share
| Rate | APY2 | Min. Required to Earn Stated APY |
|---|---|---|
| .03% | .03% | $0 |
Effective Date:
April 3, 2024
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
Prime Money Market
Minimum opening deposit: $25
| Balance | Rate | APY2 | Min. Required for APY |
|---|---|---|---|
| $1,000 - $9,999 | .25% | .25% | $1,000 |
| $10,000 -$24,999 | .40% | .40% | $10,000 |
| $25,000 - $74,999 | .50% | .50% | $25,000 |
| $75,000 or more | .60% | .60% | $75,000 |
Effective Date:
April 3, 2024
Membership eligibility required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
Premier Money Market
Minimum opening deposit: $1,000
| Balance | Rate | APY2 | Min. Required for APY |
|---|---|---|---|
| $1,000 - $9,999 | .50% | .50% | $1,000 |
| $10,000 - $49,999 | 1.00% | 1.00% | $10,000 |
| $50,000 - $99,999 | 1.75% | 1.75% | $50,000 |
| $100,000 - $249,999 | 2.50% | 2.50% | $100,000 |
| $250,000 or more | 3.00% | 3.00% | $250,000 |
Effective Date:
April 3, 2024
Membership eligibility required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.