Special offers

Apply Now: Auto Loans as low as 5.51% APR

THIS WEEK ONLY! Take 1.00% off standard, non-discounted auto loan rates.* Not combinable with other discounts or offers. Important: Listed rates include 0.20% auto-pay discount; to calculate lowest possible rate with this special, add 0.20% to calculate non-discounted rate, and then subtract 1.00%, OR simply subtract 0.80% from listed rates.

Apply Now: Paying over 12% APR on your auto loan?

We want to help you get a better rate! For a limited-time, qualified borrowers can refinance a high-interest auto loan to 12% APR at like-terms with Prime Financial Credit Union.1 To qualify, borrowers must have made at least twelve (12) on-time, in-full monthly payments to their current lender - additional terms & conditions may apply.

Apply Now: First-time Auto Buyer

Purchasing your first car or truck? We can help! Regardless of your credit score - little credit, no credit, or credit that needs improvment - you may qualify for a competitive rate with Prime Financial Credit Union with a down payment as low as 10% - additional terms & conditions may apply.2

Apply Now: Beat Your Rate Refinancing

Lower your rate by up to 1.00% when you refinance!3 Refinance your auto loan from another bank or credit union, and we'll beat your current rate by up to 1.00% - additional terms & conditions may apply.

*APR: Annual Percentage Rate. APR as low as 5.51% reflects 1.00% discount on standard, non-discounted rate for 24-month term loan on new vehicle with excellent borrower credit and loan-to-value (LTV) of 80% or less. Actual rate will vary based on vehicle model year, term, LTV, and borrower creditworthiness. Valid for applications received 05/13/2024 – 05/18/2024 from qualified borrowers. Valid on new, used, and non-Prime Financial Credit Union (PFCU) refinanced auto loans. Cannot be combined with other discounts. Limited-time offer. Applications subject to standard underwriting policies and credit approval. Discount subject to change or end without notice. Membership eligibility required.
1: APR: Annual percentage rate; monthly payment per $1,000 borrowed with 72-month term: $19.55. Valid for auto loans only. To be eligible, credit report must indicate paid-as-agreed activity with current lender over most recent twelve (12) consecutive month period. Enrollment in automatic payments required to redeem offer. Limit of one (1) promotion redemption per member. Offer not valid with other offers or discounts. Limited-time offer may change or end at any time. Membership eligibility required. Additional terms & conditions may apply.
2: Valid only for qualified borrowers with no auto loan history on credit reports. Additional terms & conditions may apply.
3: Discounted rate may not exceed Prime Financial Credit Union's lowest advertised, non-discounted rate. To be eligible, credit report must indicate paid-as-agreed activity with current lender over most recent six (6) consecutive month period. This discount is applicable to new, non-PFCU loans only and cannot be combined with other discounts or promotional offers. Rates are subject to change based upon borrower's credit history. Offer may be discontinued at any time and without prior notice. Additional terms & conditions may apply.