Student Checking

A checking account designed with the on-the-go student in mind

Features & Benefits

Earn Dividends: .01% APY1

Unlimited Free ATM Withdrawals
We'll never charge you an ATM fee

Tap to Pay

Add your debit card to your smartphone's digital wallet2

24/7 Online & Mobile Banking

Manage your money on the go, day or night2

Real-time Alerts & Limits

Stay up-to-date about everything happening on your account2
Snapshot Check Deposit
Deposit checks with your smartphone2

Open a Student Checking Account today!

We've Got You Covered

With Standard Overdraft Protection, we'll automatically transfer funds to your Small Business Checking Account from another account if there are not sufficient funds to complete the transaction.3 Standard Overdraft Protection applies to checks, ACH debits, recurring debit card transactions, online Bill Pay items, and teller window transactions.


Pay with a Tap of Your Phone

Add your debit card to Apple Pay®, Google Pay®, or Samsung Pay® on a compatible device and make fast, secure payments at participating retailers and restaurants, including McDonald's, Starbucks®, Best Buy®, Macy's®, Walgreens®, and more!2,4 Use your digital wallet to pay at any card terminal that displays the digital wallet or contactless payment logos.


Take Control with the PFCU MyCard App

Download the PFCU MyCard App for total control over your debit card.2 You can make real-time changes to your account, including:

  • Locking & Unlocking Your Card
  • Creating Spending Alerts
  • Creating Spending Limits
  • Submitting Travel Notices
  • Reporting Your Card Lost/Stolen

Learn more about the PFCU MyCard App


Instant Debit Cards

When you open your Prime Checking Account, we'll print your debit card for you instantly at nearly any branch so you can start using your account right away.


Snapshot Check Deposits

Deposit checks to your account using the Prime Mobile App and your smartphone's camera.2

Learn more about the Prime Mobile App


Your First 40 Checks Are On Us

When you make your first check purchase, the first 40 checks are free.5

Student Checking Dividends

Balance Rate APY1 Min. Required to Earn Stated APY1
$0 or More .01% .01% $1,000
Effective Date: September 21, 2022
Membership eligibility and proof of enrollment are required. Students between the ages of 13-17 years old must have a parent or guardian joint on the account.
1: APY=Annual Percentage Yield. Fees may apply and reduce earnings.

Open a Student Checking Account today!

Member Story

"The reason for my loyalty is simple... Prime has the best rates in town, the staff is always friendly, and they know me by first name."

Membership eligibility and proof of enrollment are required. Students between the ages of 13-17 years old must have a parent or guardian joint on the account.
1: APY=Annual Percentage Yield. Fees may apply and reduce earnings.
2: Message and data rates may apply where applicable.
3: Opt-in required. Fees and additional terms & conditions may apply. Overdraft transactions are approved at Prime Financial Credit Union's sole discretion. Prime Privilege Extended Overdraft Protection is not available for Student Checking.
4: Names of businesses, websites, apps, products, and services listed on this page are trademarks/service marks of their respective owners. Listing of these names on this page does not constitute an express or implied endorsement of or affiliation with Prime Financial Credit Union by these companies.
5: Students must be at least 18 years old to qualify for checks.