Special Offers

Turn your homeowner goals into homeowner achievements with these special offers

Features & Benefits

Discounted Closing Costs
Low Down Payment Options
PMI-free Options

$250 Off Closing Costs*

Receive $250 off home loan closing costs with code CELEBRATE250 at time of application. First-time homebuyers may qualify for up to $1,250 off closing costs when combined with the first-time homebuyer special.

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*Coupon valid only for residential, owner-occupied home purchases and non-Prime Financial Credit Union (“PFCU”) first mortgage refinance applications received between 04/27/2023 and 12/31/2023; coupon must be presented at time of application (online code: CELEBRATE250). Coupon valid for $250 lender credit at time of closing toward PFCU-mandated closing costs; no cash value. Other fees may apply. Coupon benefits contingent upon successful closing by 12/31/2023. Coupon can be combined with PFCU $1,000 first-time home buyer credit (if applicable); coupon cannot be combined with any other discounts or promotions. Coupon program subject to be changed or discontinued at any time and without prior notice. Not a commitment to lend. Borrower must meet qualification criteria. Membership eligibility required. Additional terms & conditions may apply. NMLS ID 718926. Equal Housing Opportunity.



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First-time Homebuyers: $1,000 Off Closing Costs1

Qualified first-time homebuyers can receive $1,000 off closing costs with Prime Financial Credit Union.

 

First-time Homebuyers: Down Payment as low as 5%

Homeownership is within reach with a down payment option as low as 5% for qualified first-time homebuyers. Meet with a member of Prime's mortgage team to learn more.

 

Home Equity Line of Credit: No Closing Costs2

Looking to do home repairs or debt consolidation? Look no further than PFCU Home Equity Line of Credit with no closing costs for qualified applicants.

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NMLS ID 718926 - Equal Housing Opportunity. Membership eligibility is required.
1: First-time homebuyer is defined as not having owned a home in the last three (3) years. This closing cost special includes an appraisal fee, credit report fee, flood certification, title-lenders title policy, title-settlement fee, recording fees, origination fee, 4506T transcripts, document preparation fee, tax service fee, title and E-Recording fee. Fixed Stated Rates reflect loans up to 80% Loan to Value (LTV); other rates apply for LTVs above 80%. Owner-occupied primary residence only. Homeowner’s insurance required. All rates and terms are subject to credit qualification, other rates and terms may apply. A Prime Financial Credit Union checking account is required to receive any closing incentive for first-time buyers. Offer may be discontinued at any time and without prior notice. Promotional offer cannot be combined with any other offer. Other terms and conditions may apply.
2: No closing cost for Home Equity Line of Credit (HELOC) with a Loan to Value (LTV) less than 80%. HELOC rate is equal to prime rate + 0.00% Annual Percentage Rate (APR) with credit score greater than 740. Line of credit rate is adjustable, may change monthly, and will not exceed 11.25% APR. Minimum payment is 1% of the balance or $25.00, whichever is greater. All rates are subject to credit qualification, other rates and terms may apply. Owner-occupied primary residence only. Homeowner’s insurance required. Offer may be discontinued at any time and without prior notice. Promotional offer cannot be combined with any other offer.