Special Offers

Turn your homeowner goals into homeowner achievements with these special offers

Apply Now: First-time Homebuyers: Down Payment Plus Grant: Up to $10,000

Down payment assistance exclusively for first-time homebuyers. Downpayment Plus (DPP) is a program funded by the Federal Home Loan Bank Chicago (FHLBank) that provides down payment and closing cost assistance for income-eligible homebuyers.

  • Must be borrowers primary residence
  • Contribute a minimum of $1,000 from personal funds
  • Complete an approved homebuyer education program
  • Additional terms & conditions may apply

Apply Now: First-time Homebuyers: Down Payment As Low As 5%

Purchase your first home with a 5% down payment. A down payment is a percentage of your home's purchase price that you pay up front when you close your home loan. Lower down payment options can make home ownership more affordable.

Apply Now: First-time Homebuyers: $1,000 Off Closing Costs1

Save on closing costs on your first home. Closing costs can include the cost of origination and underwriting, real estate commissions, taxes, insurance, record filing, and other real estate transaction expenses. Typically, closing costs range between 2% and 6% of the home's purchase price and are paid in addition to the down payment.

Apply Now: No Closing Costs: Home Equity Line of Credit (HELOC)2

Tap into the value of your home! Home equity is the difference between the value of your home and the remaining balance of your mortgage and represents the portion of your home's value that you own. With a Home Equity Line of Credit, you can borrow against your home's equity, a great option for financing home repairs and improvements.

Get Started Today!

NMLS ID 718926 - Equal Housing Opportunity. Membership eligibility is required.
1: First-time homebuyer is defined as not having owned a home in the last three (3) years. This closing cost special includes an appraisal fee, credit report fee, flood certification, title-lenders title policy, title-settlement fee, recording fees, origination fee, 4506T transcripts, document preparation fee, tax service fee, title and E-Recording fee. Fixed Stated Rates reflect loans up to 80% Loan to Value (LTV); other rates apply for LTVs above 80%. Owner-occupied primary residence only. Homeowner’s insurance required. All rates and terms are subject to credit qualification, other rates and terms may apply. A Prime Financial Credit Union checking account is required to receive any closing incentive for first-time buyers. Offer may be discontinued at any time and without prior notice. Promotional offer cannot be combined with any other offer. Other terms and conditions may apply.
2: Waived closing costs include document preparation fee and processing fee. Lender-paid fees include recording fees, property valuation fees, credit report fees, verification fees (employment), title insurance fees, flood determinations, and government charges. If a full appraisal is required, additional upfront costs may apply. Credit score of 700 or greater required. Maximum loan-to-value (LTV): 80%. Owner-occupied primary residences only. Homeowner’s insurance required. Offer may be discontinued at any time and without prior notice. This offer cannot be combined with other offers.