Rates

Let's get you on the road to a great loan.

Featured Rates: 2022 & Newer

Term Months APR1 As Low As2 Payment Per $1,0003
Up to  24 6.46% $44.53
25 - 36 6.46% $30.63
37 - 48 6.61% $23.77
49 - 60 6.79% $19.70
61 - 72 7.15% $17.12
73 - 84 8.03% $15.60

What is Preapproval?

When you apply for preapproval, you're providing us with an overview of your finances, and we use that overview to estimate how much you may be eligible to borrow. This can help guide you while shopping at the dealership and puts you on the fast track to purchasing a new vehicle. Our preapprovals are valid for thirty (30) days, so there's no pressure to find a vehicle immediately after you apply.

Without preapproval, you can still shop around, but you'll need to apply for financing after you've found the vehicle you want to purchase. This means you could end up waiting longer before taking home your new vehicle.

Apply for Preapproval

Real Loans for Real Life

 

Purchase Your First Car

Purchasing your first vehicle with no or imperfect credit? Our First-time Auto Buyer Special could put you in a new car with a completive rate and a down payment as low as 10%. Terms and conditions apply.

Low or No Credit

Life happens, and sometimes good credit can be hard to build & keep. Our lending consultants can help you explore financing options if you have a low credit score or are just getting started with credit.

Refinance

Refinancing your existing auto loan from another bank or credit union could help you save money


Additional Rates

Term Months APR1 As Low As2 Payment Per $1,0003
Up to  24 6.46% $44.53
25 - 36 6.46% $30.63
37 - 48 6.61% $23.77
49 - 60 6.79% $19.70
61 - 72 7.15% $17.12
73 - 84 8.03% $15.60

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 6.53% $44.56
25 - 36 6.53% $30.66
37 - 48 6.76% $23.84
49 - 60 7.03% $19.82
61 - 72 7.59 $17.33
73 - 84 8.23% $15.70

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 6.56% $44.57
25 - 36 6.56% $30.68
37 - 48 6.82% $23.86
49 - 60 7.12% $19.86
61 - 72 7.74% $17.41
73 - 84 8.23% $15.70

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 6.59% $44.59
25 - 36 6.59% $30.69
37 - 48 6.87% $23.89
49 - 60 7.14% $19.87
61 - 72 7.76% $17.42

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 6.78% $44.67
25 - 36 6.78% $30.78
37 - 48 7.08% $23.98
49 - 60 7.14% $19.87

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 7.61% $45.05
25 - 36 7.61% $31.16
37 - 48 7.91% $24.37

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 7.86% $45.16
25 - 36 7.89% $31.29

Effective Date: November 20, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) effective as of date indicated by table. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.