Special offers

Apply Now: FLASH SALE: Auto Loans As Low As 4.25% APY*

Limited-time offer! Take 0.80% off listed auto loan rates. Our way of saying "thank you" to both new and current members!

*Annual Percentage Rate (APR) for well-qualified borrowers reflects 0.80% discount plus 0.20% autopay discount when financing new vehicle with 24-month term; not combinable with other offers or discounts. Monthly payment per $1,000 borrowed: $44.87. Discount valid for new, used, or non-PFCU refinancing auto loan applications received 07/28/2025 - 08/02/2025; offer not valid for refinancing existing Prime Financial Credit Union loans. Actual rate may vary based on creditworthiness, financing term, and model year. Applications subject to standard underwriting policies and credit approval. Limited-time offer subject to change or end without notice. Membership eligibility required. Federally insured by NCUA.

Apply Now: Paying over 12% APR on your auto loan?

We want to help you get a better rate! For a limited-time, qualified borrowers can refinance a high-interest auto loan to 12% APR at like-terms with Prime Financial Credit Union.1 To qualify, borrowers must have made at least twelve (12) on-time, in-full monthly payments to their current lender - additional terms & conditions may apply.

Apply Now: First-time Auto Buyer

Purchasing your first car or truck? We can help! Regardless of your credit score - little credit, no credit, or credit that needs improvement - you may qualify for a competitive rate with Prime Financial Credit Union with a down payment as low as 10% - additional terms & conditions may apply.2

Apply Now: Beat Your Rate Refinancing

Lower your rate by up to 1.00% when you refinance!3 Refinance your auto loan from another bank or credit union, and we'll beat your current rate by up to 1.00% - additional terms & conditions may apply.

1: APR: Annual percentage rate. Valid for auto loans only. To be eligible, credit report must indicate paid-as-agreed activity with current lender over most recent twelve (12) consecutive month period. Enrollment in automatic payments required to redeem offer. Limit of one (1) promotion redemption per member. Offer not valid with other offers or discounts. Limited-time offer may change or end at any time. Membership eligibility required. Additional terms & conditions may apply.
2: Valid only for qualified borrowers with no auto loan history on credit reports. Additional terms & conditions may apply.
3: Discounted rate may not exceed Prime Financial Credit Union's lowest advertised, non-discounted rate. To be eligible, credit report must indicate paid-as-agreed activity with current lender over most recent six (6) consecutive month period. This discount is applicable to new, non-PFCU loans only and cannot be combined with other discounts or promotional offers. Rates are subject to change based upon borrower's credit history. Offer may be discontinued at any time and without prior notice. Additional terms & conditions may apply.