Special offers

Apply Now: Take 0.80% Off Listed Auto Loan Rates

June 8 - 20, 2026

A special offer just for Community Appreciations Days! Regardless of credit score, qualified borrowers receive 0.80% off listed auto loan rates for a limited-time. Apply today, lock in your discounted rate with preapproval, and take up to thirty (30) days to find the perfect vehicle to go with your great rate.

Apply Now: Paying over 12% APR on your auto loan?

We want to help you get a better rate! For a limited-time, qualified borrowers can refinance a high-interest auto loan to 12% APR at like-terms with Prime Financial Credit Union.1 To qualify, borrowers must have made at least twelve (12) on-time, in-full monthly payments to their current lender - additional terms & conditions may apply.

Apply Now: First-time Auto Buyer

Purchasing your first car or truck? We can help! Regardless of your credit score - little credit, no credit, or credit that needs improvement - you may qualify for a competitive rate with Prime Financial Credit Union with a down payment as low as 10% - additional terms & conditions may apply.2

Apply Now: Beat Your Rate Refinancing

Lower your rate by up to 1.00% when you refinance!3 Refinance your auto loan from another bank or credit union, and we'll beat your current rate by up to 1.00% - additional terms & conditions may apply.

* Community Appreciation Day discount applies to new auto loans and refinanced auto loans from other lenders received 06/08/2026 – 06/20/2026. Promotional rate reflects a 0.80% discount from standard rates. CAD discount may only be combined with the 0.20% autopay discount and 0.25% SEG discount for qualified members. Offer not valid for refinancing existing Prime Financial Credit Union auto loans. Actual rate depends on creditworthiness, collateral, loan term, vehicle year, mileage, loan-to-value ratio, and other underwriting criteria. Subject to credit approval. Membership eligibility required. Offer subject to change or end without notice. Federally insured by NCUA.
1: APR: Annual percentage rate. Valid for auto loans only. To be eligible, credit report must indicate paid-as-agreed activity with current lender over most recent twelve (12) consecutive month period. Enrollment in automatic payments required to redeem offer. Limit of one (1) promotion redemption per member. Offer not valid with other offers or discounts. Limited-time offer may change or end at any time. Membership eligibility required. Additional terms & conditions may apply.
2: Valid only for qualified borrowers with no auto loan history on credit reports. Additional terms & conditions may apply.
3: Discounted rate may not exceed Prime Financial Credit Union's lowest advertised, non-discounted rate. To be eligible, credit report must indicate paid-as-agreed activity with current lender over most recent six (6) consecutive month period. This discount is applicable to new, non-PFCU loans only and cannot be combined with other discounts or promotional offers. Rates are subject to change based upon borrower's credit history. Offer may be discontinued at any time and without prior notice. Additional terms & conditions may apply.