Checking

Flexibility for your everyday spending

With no minimum balances and a free debit card with every checking account, Prime Financial Credit Union is making checking the way it should be - simple.

 
APY1 Up to .00-.10% .01% .01% .01%
Minimum Balance $0 $0 $0 $0
Monthly Service Fees $10 $0 $0 $0
Snapshot Check Deposit2
Standard Overdraft Protection3
Prime Privilege Extended Overdraft Protection4
Free ATM Withdrawals Unlimited 2 per Month5 Unlimited
ATM Fee Refunds   6
Effective Date: September 21, 2022
Membership eligibility is required. Proof of enrollment is required for Student Checking.
1: APY is "Annual Percentage Yield". Rate(s) effective as indicated beneath table. Fees may apply and reduce earnings.
2: Message and data rates may apply where applicable.
3: When there are not sufficient funds in your checking account to complete select transactions, Prime Financial Credit Union ("PFCU") may, at its discretion, transfer funds from another share to complete the transaction; Standard Overdraft Protection DOES NOT cover ATM or everyday debit card transactions. Opt-in required. Fees and additional terms & conditions may apply. Overdraft transactions are approved at Prime Financial Credit Union's sole discretion.
4: When there are not sufficient funds in your checking account or Standard Overdraft Protection share to complete select transactions, PFCU may, at its discretion, allow you to draw your checking account balance negative (to a specified limit) to complete the transaction. Prime Privilege Extended Overdraft Protection DOES cover ATM or everyday debit card transactions. Opt-in required. Fees and additional terms & conditions may apply. Overdraft transactions are approved at Prime Financial Credit Union's sole discretion.
5: Fees may apply for ATM withdrawals beyond the monthly limit.
6: When all Primo Checking account "Giving Back Perks" requirements are met: 1) make twelve (12) debit card transactions, 2) log in to Prime Online or Prime Mobile at least once, 3) establish a credit or debit ACH transaction that recurs at least monthly, and 4) is enrolled in eStatements. Giving Back Perks goal achievement is processed at the end of each calendar month, at which time determination of interest rate bumps and fee refunds is completed. If all Giving Back Perks requirements are not met in a given month, Prime Checking rates apply and ATM refunds are not issued.

Features & Benefits

30,000 Surcharge-free ATMs
Access your money at thousands of surcharge-free ATMs across the country

Tap to Pay

Add your debit card to your smartphone's digital wallet2

Real-time Alerts & Limits

Stay up-to-date about everything happening on your account2

24/7 Online & Mobile Banking

Manage your money on the go, day or night2
Overdraft Protection
You're covered even if your account is running a little short
Instant Debit Cards
Visit nearly any branch to get a new debit card - instantly!

Open a Checking Account today!

Membership eligibility is required. Proof of enrollment is required for Student Checking.
1: APY is "Annual Percentage Yield". Rate(s) effective as indicated beneath table. Fees may apply and reduce earnings.
2: Message and data rates may apply where applicable.
3: When there are not sufficient funds in your checking account to complete select transactions, Prime Financial Credit Union ("PFCU") may, at its discretion, transfer funds from another share to complete the transaction; Standard Overdraft Protection DOES NOT cover ATM or everyday debit card transactions. Opt-in required. Fees and additional terms & conditions may apply. Overdraft transactions are approved at Prime Financial Credit Union's sole discretion.
4: When there are not sufficient funds in your checking account or Standard Overdraft Protection share to complete select transactions, PFCU may, at its discretion, allow you to draw your checking account balance negative (to a specified limit) to complete the transaction. Prime Privilege Extended Overdraft Protection DOES cover ATM or everyday debit card transactions. Opt-in required. Fees and additional terms & conditions may apply. Overdraft transactions are approved at Prime Financial Credit Union's sole discretion.
5: Fees may apply for ATM withdrawals beyond the monthly limit.
6: When all Primo Checking account "Giving Back Perks" requirements are met: 1) make twelve (12) debit card transactions, 2) log in to Prime Online or Prime Mobile at least once, 3) establish a credit or debit ACH transaction that recurs at least monthly, and 4) is enrolled in eStatements. Giving Back Perks goal achievement is processed at the end of each calendar month, at which time determination of interest rate bumps and fee refunds is completed. If all Giving Back Perks requirements are not met in a given month, Prime Checking rates apply and ATM refunds are not issued.