Checking

Flexibility for your everyday spending

With no minimum balances and a free debit card with every checking account, Prime Financial Credit Union is making checking the way it should be - simple.

APY1 Up to.01%.01%.01%.01%
Minimum Balance$0$0$0$0
Monthly Service Fees$10$0$0$0
Snapshot Check Deposit3
Standard Overdraft Protection4
Prime Privilege Extended Overdraft Protection5
Free ATM WithdrawelsUnlimited2 per Month6Unlimited
ATM Free Refunds2
Effective Date: August 16, 2022
APY1 Up to
.01%
Minimum Balance
$0
Monthly Service Fees
$10
Snapshot Check Deposit3
Standard Overdraft Protection4
Prime Privilege Extended Overdraft Protection5
Free ATM Withdrawels
ATM Free Refunds
APY1 Up to
.01%
Minimum Balance
$0
Monthly Service Fees
$0
Snapshot Check Deposit3
Standard Overdraft Protection4
Prime Privilege Extended Overdraft Protection5
Free ATM Withdrawels
Unlimited
ATM Free Refunds
APY1 Up to
.01%
Minimum Balance
$0
Monthly Service Fees
$0
Snapshot Check Deposit3
Standard Overdraft Protection4
Prime Privilege Extended Overdraft Protection5
Free ATM Withdrawels
2 per Month6
ATM Free Refunds
APY1 Up to
.01%
Minimum Balance
$0
Monthly Service Fees
$0
Snapshot Check Deposit3
Standard Overdraft Protection4
Prime Privilege Extended Overdraft Protection5
Free ATM Withdrawels
Unlimited
ATM Free Refunds
2

Features & Benefits

30,000 Surcharge-free ATMs
Access your money at thousands of surcharge-free ATMs across the country
Tap to Pay
Add your debit card to your smartphone's digital wallet3
24/7 Online & Mobile Banking
Manage your money on the go, day or night3
Real-time Alerts & Limits
Stay up-to-date about everything happening on your account3
Overdraft Protection
You're covered even if your account is running a little short
Instant Debit Cards
Visit nearly any branch to get a new debit card - instantly!

Open a Checking Account today!

Membership eligibility is required. Proof of enrollment is required for Student Checking.
1: APY is "Annual Percentage Yield". Rate(s) effective as of [Rate Effective Date from database]. Fees may apply and reduce earnings.
2: When all Primo Checking account "Giving Back Perks" requirements are met.
3: Message and data rates may apply where applicable.
4: When there are not sufficient funds in your checking account to complete select transactions, Prime Financial Credit Union ("PFCU") may, at its discretion, transfer funds from another share to complete the transaction; Standard Overdraft Protection DOES NOT cover ATM or everyday debit card transactions. Opt-in required. Fees and additional terms & conditions may apply. Overdraft transactions are approved at Prime Financial Credit Union's sole discretion.
5: When there are not sufficient funds in your checking account or Standard Overdraft Protection share to complete select transactions, PFCU may, at its discretion, allow you to draw your checking account balance negative (to a specified limit) to complete the transaction. Prime Privilege Extended Overdraft Protection DOES cover ATM or everyday debit card transactions. Opt-in required. Fees and additional terms & conditions may apply. Overdraft transactions are approved at Prime Financial Credit Union's sole discretion.
6: Fees may apply for ATM withdrawals beyond the monthly limit.