What You'll Like
Unlimited Free ATM Withdrawals
ATM Fee Refunds
Earn Higher Interest
Overdraft Protection
No Minimum Balance
No Monthly Fees
Open a Primo Checking Account today!
Everyday spending made rewarding
Primo Checking gives you more without the hassle of monthly fees or minimum balance requirements. With qualifying monthly activity, you could also earn:
- ATM fee refunds
No one likes ATM fees, and that's why we'll never charge you one. Plus, we'll refund surcharge fees charged by third-party ATM operators, up to $20 each month.
- Earn higher interest
You could earn up to 0.10% APY1
Qualifying monthly activity
To receive ATM fee refunds and higher interest, you'll need to meet all qualifying monthly criteria:
- Twelve (12) Debit Card Purchases (each month): Big or small, every purchase with your debit card counts toward your Giving Back Perks goal.
- Access the Prime Mobile App or Prime Online: You'll need to log in at least once each month, but there's so much to love about online banking that we think you'll be back more frequently.
- Direct Deposit or Recurring ACH Payments: Any recurring payment established with your account and routing number qualifies, such as a direct deposit paycheck or auto loan, home loan, or utility bill payment.
- Enroll in eStatements: You'll be set with fast, eco-friendly statements that arrive up to 3 days faster than traditional paper statements.
| Balance | Rate | APY1 |
|---|---|---|
| $0 - $25,000 | 0.10% | 0.10% |
| $25,000.01 or more | 0.01% | 0.01% |
Learn More about FlexPay Plans
Break qualifying debit card purchases into smaller payments with a FlexPay Plan. With relationship-based banking, these small dollar loans review your account activity to provide offers rather than relying on credit score.2
Learn More about Prime Privilege
We've got you covered with overdraft protection plans when your checking account is running low, including everyday debit card and ATM transactions.3
Learn More About Mobile Wallets
Add your debit card to Apple Pay, Google Pay, or Samsung Pay, and you'll enjoy convenient payments made directly from your phone at eligible stores and online merchants.
Learn More About Free Credit Score
Unlock your free VantageScore 3.0 from Transunion with the Prime Mobile App or Prime Online. You'll also have access to your Transunion credit report, credit simulations, and estimated loan rates.
Learn More About Track Spending
Easily track your spending across all of your Prime Financial Credit Union accounts, or enhance your spending insights by syncing your accounts and credit cards from other financial institutions for a holistic overview of your financial wellbeing.
Learn More About Card Management: Alerts, Limits & Travel
Learn How To Manage Your Account Online
We're open online 24/7, 365 days a year with the Prime Mobile App and Prime Online. Check your balances, transfer funds, pay bills, and more when it's most convenient for you.
Learn How To Deposit Checks Anywhere
Deposit checks when it's most convenient for you with the Prime Mobile App. Just snap a picture of the front and back of your next check, and you're on your way!
Open a Primo Checking Account today!
2: FlexPay Plans are exclusively available to Prime Financial Credit Union members aged 18 or older who have maintained a membership for at least 90 days. Eligible accounts include non-youth consumer checking accounts in good standing. Eligibility is determined by account history; inadequate or negative activity, including but not limited to insufficient deposit activity, Non-Sufficient Funds (NSF), or delinquent (DQ) status on any current or prior Prime Financial Credit Union accounts or loans, may result in disqualification. Additional terms and conditions apply. Membership eligibility required. Federally insured by NCUA.