Prime Checking

Traditional checking that meets your everyday needs.

Features & Benefits

Two (2) Free ATM Withdrawals

Per month

Overdraft Protection

Fees may apply.

No Minimum Balance

To open an account.

No Monthly Fees

Open a Prime Checking Account today!

Balance Rate APY
$1,000 or more 0.01% 0.01%
Effective Date: June 26, 2024

Learn More about Prime Privilege

We've got you covered with overdraft protection plans when your checking account is running low, including everyday debit card and ATM transactions.2

Learn How To Manage Your Account Online

We're open online 24/7, 365 days a year with the Prime Mobile App and Prime Online. Check your balances, transfer funds, pay bills, and more when it's most convenient for you.

Learn How To Deposit Checks Anywhere

Deposit checks when it's most convenient for you with the Prime Mobile App. Just snap a picture of the front and back of your next check, and you're on your way!

Learn More About Free Credit Score

Unlock your free VantageScore 3.0 from Transunion with the Prime Mobile App or Prime Online. You'll also have access to your Transunion credit report, credit simulations, and estimated loan rates.

Learn More About Track Spending

Easily track your spending across all of your Prime Financial Credit Union accounts, or enhance your spending insights by syncing your accounts and credit cards from other financial institutions for a holistic overview of your financial wellbeing.

Learn More About Card Management: Alerts, Limits & Travel

Enroll your debit card with the MyCard App for iOS and Android, and we'll automatically send SMS text alerts about transactions on your debit card. Enhance your debit card experience with with easy-to-manage spending limits, travel notices, and lost & stolen card tools.

Learn More About Mobile Wallets

Add your debit card to Apple Pay, Google Pay, or Samsung Pay, and you'll enjoy convenient payments made directly from your phone at eligible stores and online merchants.

Open a Prime Checking Account today!

Membership eligibility is required.
1: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
2: Opt-in required. Fees apply may apply. Transactions approved at Prime Financial Credit Union's sole discretion.