Purchase a Home
Whether it's your first home or your next home, we've got options to help you achieve your homeownership goals.
As Low As
30-Year Fixed Rate
3/1 Adjustable Rate (ARM)
Homebuying Starts with Preapproval
When you apply for preapproval, you're providing us with an overview of your finances, and we use that overview to estimate how much you may be eligible to borrow. This can help guide you while shopping.
Helping Make Homeownership Happen
A home purchase is a milestone moment for many people, and we're here to help make your moment more affordable. Whether you're purchasing your first home or you next home, you may qualify for discounts or grants to make your home purchase more affordable.
Need Helping Getting Started?
Our home loan experts are here to help. Based in Wisconsin, our team of local lenders can help you learn about your homebuying options and guide you to financing that's right for you and your budget. Schedule your free, no-obligation home loan consultation today.
We're opening new doors for first-time homebuyers with exclusive special offers
Fixed-rate Mortgages
Your rate will remain the same over the life of your loan.
Pros of a Fixed-rate Mortgage:
- Monthly payments are more predictable than an Adjustable-rate Mortgage
- If market rates increase, your mortgage rate will not be affected
Cons of a Fixed-rate Mortgage:
- If market rates decrease, you'll need to apply for refinancing if you want to lower your rate
Adjustable-rate Mortgages (ARMs)
ARMs typically offer a lower initial rate than a Fixed-rate Mortgage. After a specified number of years, the initial rate becomes variable and may adjust periodically with the market.
Pros of an ARM:
- Because the initial rate is fixed at a reduced rate, initial payments are predictable and typically lower than a comparable Fixed-rate Mortgage
- If market rates increase, rate caps protect you from extreme increases to your rate and monthly payments
- If market rates decrease, you'll enjoy lower monthly payments without needing to apply for refinancing
Cons of an ARM:
- Payments can vary after your initial fixed rate expires
Learn more about Adjustable-rate Mortgages from the Consumer Financial Protection Bureau's "Consumer Handbook on Adjustable-Rate Mortgages".
Get Started Today!
Rates, Terms & Payments
Term | Rate As Low As | APR1 As Low As | Points | Payment Per $1,0002 |
---|---|---|---|---|
30 -Year | 6.000% | 6.113% | 0% | $6.03 |
20 -Year | 5.500% | 5.647% | 0% | $6.93 |
15 -Year | 5.500% | 5.686% | 0% | $8.24 |
10 -Year | 5.625% | 5.891% | 0% | $11.01 |
Term | Rate As Low As | APR1 As Low As3 | Points | Payment Per $1,0002 |
---|---|---|---|---|
3 /1 | 5.375% | 5.484% | 0% | $5.63 |
5 /1 | 5.750% | 5.861% | 0% | $5.87 |
7 /1 | 6.000% | 6.113% | 0% | $6.03 |
10 /1 | 6.250% | 6.365% | 0% | $6.19 |