Get Preapproved for a Home Loan

A mortgage preapproval can kickstart your journey into a new home

Features & Benefits

Free Preapproval
Fast Application
No Obligation

$250 Off Closing Costs*

Receive $250 off home loan closing costs with code CELEBRATE250 at time of application. First-time homebuyers may qualify for up to $1,250 off closing costs when combined with the first-time homebuyer special.

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*Coupon valid only for residential, owner-occupied home purchases and non-Prime Financial Credit Union (“PFCU”) first mortgage refinance applications received between 04/27/2023 and 12/31/2023; coupon must be presented at time of application (online code: CELEBRATE250). Coupon valid for $250 lender credit at time of closing toward PFCU-mandated closing costs; no cash value. Other fees may apply. Coupon benefits contingent upon successful closing by 12/31/2023. Coupon can be combined with PFCU $1,000 first-time home buyer credit (if applicable); coupon cannot be combined with any other discounts or promotions. Coupon program subject to be changed or discontinued at any time and without prior notice. Not a commitment to lend. Borrower must meet qualification criteria. Membership eligibility required. Additional terms & conditions may apply. NMLS ID 718926. Equal Housing Opportunity.

Preapproval is the perfect first step in your home buying journey.

With a preapproval, you’ll have a better idea of how much you can afford in a new home. Plus, a preapproval shows sellers that you’re serious about buying. Preapprovals are free and are no obligation.

You'll need to provide the following to start your preapproval application:

  1. Valid Government ID, such as a Driver's License
  2. Last 30 Days of Paystubs
  3. Last 2 Years of W-2s
  4. Previous 2 Months of Bank Statements

Apply for a Preapproval Today!

Member Story

"Prime succeeds where most banks fail with their great member service, minimal fees, excellent loan rates and their loan processing team."

NMLS ID 718926 - Equal Housing Opportunity. Membership eligibility is required.