The best auto loan is one that fits your budget.

0.80% Off Auto Loans*

Apply for an auto loan between May 22nd and 27th, 2023, and receive 0.80% off listed rates! With pre-approval, your discounted rate is valid for 30 days, which means you can take time to shop for the perfect vehicle.

Special Rate As Low As

4.79% APR**

Apply Now
*Discount valid for applications received 05/22/2023-05/27/2023 from qualified borrowers. Valid on new, used, and non-Prime Financial Credit Union (PFCU) refinanced auto loans. Subject to standard underwriting policies and credit approval. Discount cannot be combined with other discounts. Limited time offer. Subject to change or end without notice. Membership eligibility required.
How to calculate discounted "APR As Low As": Listed rates reflect 0.20% Autopay discount that cannot be combined with this offer. Add 0.20% to listed rates and subtract 1.00% OR subtract 0.80% from listed rates to calculate accurate APR As Low As for each tier.
**APR=Annual Percentage Rate. Effective date: May 22nd, 2023. The above rate is based on a 700+ credit score and loan-to-value (LTV) of 80% or less for a 2023, 24-month auto loan. Rate is subject to change based upon borrower's credit history and other variables.

From Another Bank or Credit Union

When you refinance your loan from another bank or credit union, we'll issue a pay-off check to your current lender. Then, we'll open a new loan with us for the agreed amount, rate, and term. Refinancing is quick and easy, with little paperwork for you!

  • Lower Your Rate by up to 1.00%: Ask how we can lower your current rate by up to 1.00% when you refinance your auto loan from another financial institution. Terms & conditions apply.
  • Cash-out Refinancing: Borrow from the equity you've built in your vehicle - a great alternative to traditional title loans, personal loans, and credit cards. Speak with a representative to learn more.

An Existing Prime Financial CU Auto Loan

To refinance an auto loan you currently have with Prime Financial CU, you must add at least $5,000 to your loan balance; this is similar to a cash-out option you might be offered when refinancing a home loan.

Cash-out refinancing with your vehicle can be a more affordable alternative to a traditional debt consolidation loans. Terms & conditions apply.

Apply for Refinancing Today!

Membership eligibility required.