Special Offers

Available exclusively to Prime Platinum cardholders.

0% APR Balance Transfers

Enjoy 0% for up to 12 months on balance transfers1 | October 1, 2025 to October 31, 2025

Valid for new & existing cardholders! Take control of debt with limited-time balance transfer offers: 0% APR for 6 months with no fee, or lock in 12 months at 0% APR with a low 3% transfer fee.1 A balance transfer allows you to move high-interest credit card balances to a Prime Platinum Credit Card, giving you breathing room to pay down debt faster without the burden of extra interest. It’s a smart, simple way to save money, reduce stress, and focus on reaching your financial goals. Don’t miss this opportunity to turn high rates into big savings!

Start a Balance Transfer

Apply for a Prime Platinum Credit Card today!

1: APR = Annual Percentage Rate. Offer valid with representative-assisted transfers only: visit a branch, call, or send a message/Secure Form via Prime Online or Mobile; promotion not valid for online self-service balance transfers. Balance transfer fee, if applicable, charged at time of transfer. The promotional rate (0% APR) is only applicable to balance transfers completed between 10/01/2025 - 10/31/2025; the standard APR (variable 8.99 - 17.99%; based on creditworthiness) applies to all other transaction types during the promotional period and remaining balances after the promotional rate expires. The promotional rate expires six (6) or twelve (12) months after the date of transfer. Balances of existing Prime Financial Credit Union (“PFCU”) financing, including credit cards and loans, cannot be transferred. This promotion may be discontinued at any time and without prior notice. Some restrictions apply. Limited-time offer. Applications for new credit are subject to PFCU underwriting policies.

Back-to-School Shopping

2.99% APR for up to 6 Months1 | August 1, 2025 to September 15, 2025

Automatic offer - no activation necessary! New and existing Prime Platinum Credit Card holders enjoy 2.99% APR for up to 6 months1 on qualifying transactions at eligible retailers:

  • Computers & Computer Peripheral Equipment and Software
  • Stationery, Office Supplies & Printing and Writing Paper
  • Men’s, Women’s, and Children’s Uniforms & Commercial Clothing
  • Books, Periodicals & Newspapers
  • Wholesale Clubs
  • Discount Stores
  • Department Stores
  • Variety Stores
  • Miscellaneous General Merchandise Stores
  • Men’s and Boys’ Clothing & Accessories Stores
  • Women’s Ready-to-Wear Stores
  • Children’s & Infants’ Wear Stores
  • Family Clothing Stores
  • Sports & Riding Apparel Stores
  • Shoe Stores
  • Men’s & Women’s Clothing Stores
  • Miscellaneous Apparel & Accessory Shops
  • Electronics Stores
  • Music Stores – Musical Instruments, Pianos & Sheet Music
  • Computer Software Stores
  • Sporting Goods Stores
  • Book Stores
  • Stationery, Office & School Supply Stores
  • Beauty & Barber Shops
  • Clothing Rental – Costumes, Uniforms & Formal Wear
  • Elementary & Secondary Schools
  • Colleges, Universities, Professional Schools & Junior Colleges
  • Correspondence Schools
  • Business & Secretarial Schools
  • Vocational & Trade Schools

Travel & Vacations - let's get away!

2.99% APR for up to 6 Months1 | May 15, 2025 to July 15, 2025

Automatic offer - no activation necessary! New and existing Prime Platinum Credit Card members enjoy 2.99% APR for up to 6 months1 on qualifying transactions at eligible retailers:

  • Airlines
  • Amusement Parks, Circuses, Carnivals, Fortune Tellers
  • Aquariums, Seaquariums, and Dolphinariums
  • Boat Rentals and Boat Leases
  • Bus Lines
  • Campgrounds and Trailer Parks
  • Car Rentals
  • Cruise Lines
  • Health and Beauty Spas
  • Hotels, Motels, Lodges, Resorts & Inns
  • Local and Suburban Commuter, Passenger Transportation, including Ferries
  • Massage Parlors
  • Motor Home and Recreational Vehicle Rental
  • Passenger Railways
  • Public Golf Courses
  • Recreation Services (not elsewhere classified)
  • Timeshares
  • Tourist Attractions and Exhibits
  • Travel Agencies and Tour Operators