Special Offers

Available exclusively to Prime Platinum cardmembers.

Thanksgiving - Cyber Monday: 2.99% APR for up to 6 Months1

Enjoy 2.99% APR for up to 6 months on qualifying purchases1 | November 26 - 30, 2026

Valid for new & existing cardholders! Enjoy an incredibly low 2.99% APR for up to 6 months on qualifying holiday purchases.1 Whether you’re shopping for gifts, travel, or holiday essentials, this limited-time low rate makes it easier to spend smart and save more. Don’t miss your chance to make your holiday shopping more affordable!

0% APR Balance Transfers2

Enjoy 0% for up to 12 months on balance transfers2 | January 1 - February 28, 2027

Valid for new & existing cardholders! Take control of debt with limited-time balance transfer offers: 0% APR for 6 months with no fee, or lock in 12 months at 0% APR with a low 3% transfer fee.2 A balance transfer allows you to move high-interest credit card balances to a Prime Platinum Credit Card, giving you breathing room to pay down debt faster without the burden of extra interest. It’s a smart, simple way to save money, reduce stress, and focus on reaching your financial goals. Don’t miss this opportunity to turn high rates into big savings!

Start a Balance Transfer

Apply for a Prime Platinum Credit Card today!

1: 2.99% Annual Percentage Rate (APR) applies to qualifying credit card purchases that post November 26–30, 2026 ("Offer"). The promotional APR ends 180 days after your first qualifying purchase posts. After that, your standard variable purchase APR of 8.99%–17.99%, based on creditworthiness, applies to any remaining promotional balance. Recurring transactions are excluded. Offer applies to all Prime Financial Credit Union credit cards and is available to new and existing cardholders. New cardholders must apply and receive credit approval. Offer may be changed or discontinued at any time and without prior notice. Membership eligibility required; Federally Insured by NCUA.

1: The 0% Annual Percentage Rate (APR) balance transfer promotion (“Offer”) is available to new and existing Prime Financial Credit Union (PFCU) credit cardholders on qualifying transfers completed January 1–February 28, 2027. Cardholders may choose 0% APR for six (6) months with no balance transfer fee or 0% APR for twelve (12) months with a 3% balance transfer fee charged at the time of transfer. Both promotional periods begin on the date of each transfer. The standard variable APR of 8.99%–17.99%, based on creditworthiness, applies to all other transactions during the promotional period and to any remaining promotional balance after the promotional APR expires. Offer applies only to representative-assisted transfers requested at a branch, by phone, or through a secure message or Secure Form in Prime Online or Mobile. Self-service transfers and transfers of balances from existing PFCU credit cards or loans are excluded. Applications for new credit are subject to PFCU underwriting policies. Offer may be changed or discontinued at any time and without prior notice. Membership eligibility required; Federally Insured by NCUA.

Back-to-School Shopping

2.99% APR for up to 6 Months1 | August 1, 2026 to September 15, 2026

Automatic offer - no activation necessary! New and existing Prime Platinum Credit Card holders enjoy 2.99% APR for up to 6 months1 on qualifying transactions at eligible retailers:

  • Computers & Computer Peripheral Equipment and Software
  • Stationery, Office Supplies & Printing and Writing Paper
  • Men’s, Women’s, and Children’s Uniforms & Commercial Clothing
  • Books, Periodicals & Newspapers
  • Wholesale Clubs
  • Discount Stores
  • Department Stores
  • Variety Stores
  • Miscellaneous General Merchandise Stores
  • Men’s and Boys’ Clothing & Accessories Stores
  • Women’s Ready-to-Wear Stores
  • Children’s & Infants’ Wear Stores
  • Family Clothing Stores
  • Sports & Riding Apparel Stores
  • Shoe Stores
  • Men’s & Women’s Clothing Stores
  • Miscellaneous Apparel & Accessory Shops
  • Electronics Stores
  • Music Stores – Musical Instruments, Pianos & Sheet Music
  • Computer Software Stores
  • Sporting Goods Stores
  • Book Stores
  • Stationery, Office & School Supply Stores
  • Beauty & Barber Shops
  • Clothing Rental – Costumes, Uniforms & Formal Wear
  • Elementary & Secondary Schools
  • Colleges, Universities, Professional Schools & Junior Colleges
  • Correspondence Schools
  • Business & Secretarial Schools
  • Vocational & Trade Schools

Travel & Vacation

2.99% APR for up to 6 Months on qualifying purchases1 | May 15, 2026 to July 15, 2026

Plan your next getaway with the Prime Platinum Credit Card. New and existing cardmembers can enjoy a limited-time 2.99% APR for up to 6 months on qualifying travel and vacation purchases at eligible merchants, including airlines, hotels, resorts, cruise lines, car rentals, campgrounds, amusement parks, tourist attractions, travel agencies, and more. Whether you’re booking a summer vacation, planning a family road trip, or reserving a relaxing weekend away, this automatic credit card offer makes it easier to manage travel expenses with a low promotional rate and no activation required.

  • Airlines
  • Amusement Parks, Circuses, Carnivals, Fortune Tellers
  • Aquariums, Seaquariums, and Dolphinariums
  • Boat Rentals and Boat Leases
  • Bus Lines
  • Campgrounds and Trailer Parks
  • Car Rentals
  • Cruise Lines
  • Health and Beauty Spas
  • Hotels, Motels, Lodges, Resorts & Inns
  • Local and Suburban Commuter, Passenger Transportation, including Ferries
  • Massage Parlors
  • Motor Home and Recreational Vehicle Rental
  • Passenger Railways
  • Public Golf Courses
  • Recreation Services (not elsewhere classified)
  • Timeshares
  • Tourist Attractions and Exhibits
  • Travel Agencies and Tour Operators

Home & Garden Projects

Enjoy 2.99% APR for up to 6 months on qualifying 1 | March 15 - April 30, 2026

Valid for new & existing cardholders! Take on your next home improvement or renovation project with a limited-time financing offer from Prime Financial Credit Union. From March 15 through April 30, 2026, cardholders can enjoy a low 2.99% APR on qualifying purchases for up to 6 months. Whether you're planning repairs, upgrades, or seasonal home projects, this special promotional rate can help make your improvements more affordable. Make the most of this opportunity to invest in your home and spread out payments with a competitive promotional APR.

  • Landscaping and Horticultural Services
  • General Contractors – Residential and Commercial
  • Plumbing, Heating, and Air-Conditioning Contractors
  • Electrical Contractors
  • Masonry, Stonework, Tile Setting, and Plastering Contractors
  • Carpentry Contractors
  • Roofing and Siding Contractors
  • Concrete Work Contractors
  • Special Trade Contractors (Not Elsewhere Classified)
  • Home Supply Warehouse Stores
  • Lumber and Building Materials Stores
  • Glass, Paint, and Wallpaper Stores
  • Hardware Stores
  • Nurseries, Lawn and Garden Supply Stores
  • Electrical Contractors
  • Painting and Paper Hanging Contractors
  • Plastering, Drywall, Insulation Contractors
  • Carpentry Contractors – Framing
  • Carpentry Contractors – Finish Work
  • Floor Covering Stores