Get Preapproved for a Home Loan
A mortgage preapproval can kickstart your journey into a new home
Features & Benefits
$250 Off Closing Costs*
Receive $250 off home loan closing costs with code CELEBRATE250 at time of application. First-time homebuyers may qualify for up to $1,250 off closing costs when combined with the first-time homebuyer special.Apply Now
*Coupon valid only for residential, owner-occupied home purchases and non-Prime Financial Credit Union (“PFCU”) first mortgage refinance applications received between 04/27/2023 and 12/31/2023; coupon must be presented at time of application (online code: CELEBRATE250). Coupon valid for $250 lender credit at time of closing toward PFCU-mandated closing costs; no cash value. Other fees may apply. Coupon benefits contingent upon successful closing by 12/31/2023. Coupon can be combined with PFCU $1,000 first-time home buyer credit (if applicable); coupon cannot be combined with any other discounts or promotions. Coupon program subject to be changed or discontinued at any time and without prior notice. Not a commitment to lend. Borrower must meet qualification criteria. Membership eligibility required. Additional terms & conditions may apply. NMLS ID 718926. Equal Housing Opportunity.
Preapproval is the perfect first step in your home buying journey.
With a preapproval, you’ll have a better idea of how much you can afford in a new home. Plus, a preapproval shows sellers that you’re serious about buying. Preapprovals are free and are no obligation.
You'll need to provide the following to start your preapproval application:
- Valid Government ID, such as a Driver's License
- Last 30 Days of Paystubs
- Last 2 Years of W-2s
- Previous 2 Months of Bank Statements
"Prime succeeds where most banks fail with their great member service, minimal fees, excellent loan rates and their loan processing team."
Empowering you during every financial decision
NMLS ID 718926 - Equal Housing Opportunity. Membership eligibility is required.