Purchase a Home

Whether it's your first home or your next home, we've got options to help you achieve your homeownership goals.

As Low As

30-Year Fixed Rate

6.742% APR1
Rate: 6.625%

3/1 Adjustable Rate (ARM)

6.239% APR1

Homebuying Starts with Preapproval

When you apply for preapproval, you're providing us with an overview of your finances, and we use that overview to estimate how much you may be eligible to borrow. This can help guide you while shopping.

Apply for Preapproval

Helping Make Homeownership Happen

A home purchase is a milestone moment for many people, and we're here to help make your moment more affordable. Whether you're purchasing your first home or you next home, you may qualify for discounts or grants to make your home purchase more affordable.

View Special Offers

Need Helping Getting Started?

Our home loan experts are here to help. Based in Wisconsin, our team of local lenders can help you learn about your homebuying options and guide you to financing that's right for you and your budget. Schedule your free, no-obligation home loan consultation today.

Schedule Free Consultation

Purchase Your First Home

We're opening new doors for first-time homebuyers with exclusive special offers

Fixed-rate Mortgages

Your rate will remain the same over the life of your loan.

Pros of a Fixed-rate Mortgage:

  • Monthly payments are more predictable than an Adjustable-rate Mortgage
  • If market rates increase, your mortgage rate will not be affected

Cons of a Fixed-rate Mortgage:

  • If market rates decrease, you'll need to apply for refinancing if you want to lower your rate

Adjustable-rate Mortgages (ARMs)

ARMs typically offer a lower initial rate than a Fixed-rate Mortgage. After a specified number of years, the initial rate becomes variable and may adjust periodically with the market.

Pros of an ARM:

  • Because the initial rate is fixed at a reduced rate, initial payments are predictable and typically lower than a comparable Fixed-rate Mortgage
  • If market rates increase, rate caps protect you from extreme increases to your rate and monthly payments
  • If market rates decrease, you'll enjoy lower monthly payments without needing to apply for refinancing

Cons of an ARM:

  • Payments can vary after your initial fixed rate expires

Learn more about Adjustable-rate Mortgages from the Consumer Financial Protection Bureau's "Consumer Handbook on Adjustable-Rate Mortgages".

 

Get Started Today!

Rates, Terms & Payments

Term Rate As Low As APR1 As Low As Points Payment Per $1,0002
30 -Year 6.625% 6.742% 0% $6.44
20 -Year 6.500% 6.653% 0% $7.51
15 -Year 6.250% 6.440% 0% $8.64
10 -Year 6.250% 6.519% 0% $11.33

Term Rate As Low As APR1 As Low As3 Points Payment Per $1,0002
3 /1 6.125% 6.239% 0% $6.11
5 /1 6.375% 6.491% 0% $6.27
7 /1 6.750% 6.868% 0% $6.52
10 /1 7.125% 7.246% 0% $6.77

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Get Preapproved

Start your homebuying journey with preapproval.

Apply for Home Loan Preapproval
Run the Numbers

Simulate different financing scenarios with our home loan calculator.

View Home Loan Calculator
Home Loan Consultations

Free, no-obligation meeting to review your homebuying options.

Schedule a Free Home Loan Consultation
Effective Date: April 14, 2025
NMLS ID 718926 - Equal Housing Opportunity. Membership eligibility is required.
1: APR (Annual Percentage Rate) assumes $150,000 financed with a loan-to-value (LTV) of 80% or less and a downpayment of 20% for borrowers with excellent credit (740 or higher). Mortgage rates valid daily. Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value.
2: Actual payments will be higher with taxes and insurance, which will increase your actual monthly payment.
3: Adjustment is based on the SOFR index plus margin of 2.75%. Maximum annual adjustment on 3, 5, 7, and 10 year is 2%; maximum over the life of the loan is 6%. Maximum annual adjustment on 7 year is 2%; maximum over the life of the loan is 5%. No conversion option. Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period.