Savings & Club Accounts
Whether you're saving for home repairs, a well-deserved vacation, insurance expenses, or the holidays - we have a savings alternative to ensure your financial independence.
Share Savings
Grow your savings with a Share Savings account at Prime Financial Credit Union.
Benefits:
- Dividends Compounded and Paid Monthly
| Account Balance | Dividend Rate | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| $300 - $4,999 | .05 | .05 | $300 |
| $5,000 - $9,999 | .05 | .05 | $300 |
| $10,000 and More | .05 | .05 | $300 |
Youth Savings
Get kids excited about saving!
Benefits:
- Higher Monthly Dividends
- Dividends Compounded and Paid Monthly
- Birthday and Good Grade Rewards on Select Accounts
- Loan Discounts for Account Custodian on Select Accounts
| Account Type | Dividend Rate | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| Lil' Savers Club | .15 | .15 | $0 |
| Cash's Kids Club | .15 | .15 | $0 |
| Student Club | .15 | .15 | $0 |
Lil' Savers Club and Cash's Kids Club: Parent or guardian must be joint on account as a Custodian.
Student Club: Parent or guardian must be joint on account as a Custodian for students ages 13 - 17.
Savings Clubs
Put money aside to help you save for specific goals.
Benefits:
- Higher Monthly Dividends
- Dividends Compounded and Paid Monthly
- Hassle-Free Saving with Payroll Deductions or Automatic Account Transfers
| Account Type | Dividend Rate | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| Christmas Club | .15 | .15 | $0 |
| Savers Club | .15 | .15 | $0 |
| Summer Spending Club | .15 | .15 | $0 |
Deposit Rate Disclosures
Rates effective as of April 15, 2019.
APY = Annual Percentage Yield. Membership required. Share Savings, along with membership deposit, required with all savings, checking, investments and money market accounts.
Additional information regarding compounding and crediting and other account information can be found in the Truth-in-Savings Disclosure. Ask a Member Service Representative for complete details on fees and terms applicable to the listed accounts. Funds federally insured by NCUA.