Auto Loans

Financing for your next car, truck, or van purchase

Features & benefits

Rates as low as 

3.72%

APR1

For Vehicle Purchases
Terms up to 84 Months
Low & No Credit Loan Solutions
Flexible Down Payment Options

Apply for an Auto Loan Today!

Why Apply for Preapproval?

When you apply for preapproval, you're on the fast track to a new vehicle. Because a preapproval application provides us with an overview of your finances, we can estimate how much you may be eligible to borrow. This can help guide you while shopping at the dealership.

Without preapproval, you can still shop around, but you'll need to apply for financing after you've found the vehicle you want to purchase.

First-time Auto Buyer

Purchasing your first-ever vehicle with no or imperfect credit? Ask us how our First-time Auto Buyer Special could put you in a new car with as little as 10% down. Terms and conditions apply.

Rates, Terms & Payments

With rates as low as 3.72% APR1 and terms up to 84 months, you have options for finding the perfect monthly payment for your budget.

Term Months APR1 As Low As2 Payment Per $1,0003
Up to  24 3.72% $43.30
25 - 36 3.72% $29.40
37 - 48 3.90% $22.53
49 - 60 4.05% $18.44
61 - 72 4.25% $15.76
73 - 84 5.06% $14.16
Effective Date: September 21, 2022
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) effective as of date indicated by table. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 3.79% $43.33
25 - 36 3.79% $29.43
37 - 48 4.03% $22.59
49 - 60 4.23% $18.52
61 - 72 4.60% $15.92
73 - 84 5.06% $14.16
Effective Date: September 21, 2022
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) effective as of date indicated by table. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 3.84% $43.35
25 - 36 3.84% $29.45
37 - 48 4.09% $22.62
49 - 60 4.35% $18.57
61 - 72 4.86% $16.04
73 - 84 5.06% $14.16
Effective Date: September 21, 2022
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) effective as of date indicated by table. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 3.87% $43.37
25 - 36 3.87% $29.47
37 - 48 4.10% $22.62
49 - 60 4.36% $18.58
61 - 72 5.24% $16.22
Effective Date: September 21, 2022
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) effective as of date indicated by table. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 4.08% $43.46
25 - 36 4.08% $29.56
37 - 48 4.37% $22.75
49 - 60 4.51% $18.65
Effective Date: September 21, 2022
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) effective as of date indicated by table. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 5.60% $44.14
25 - 36 5.60% $30.24
37 - 48 5.80% $23.39
Effective Date: September 21, 2022
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) effective as of date indicated by table. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.

Term Months APR1 As Low As Payment Per $1,0003
Up to  24 6.00% $44.32
25 - 36 6.00% $30.42
Effective Date: September 21, 2022
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) effective as of date indicated by table. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.

Apply for an Auto Loan Today!

Member Story

"Prime succeeds where most banks fail with their great member service, minimal fees, excellent loan rates and their loan processing team."

Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above effective September 21, 2022 and reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.