Short-Term Investments (1 Year & Less)

Share & IRA Certificates - Roth, Traditional, & Coverdell

Account TermDividend Rate (%)Annual Percentage Yield (APY) (%)Min. Required to Earn Stated APY
60 Day (Share Certificate Only)1 .15 .15 $250
90 Day (Share Certificate Only)1 .15 .15 $250
182 Day1 .20 .20 $250
182 Day2 .20 .20 $250
1 Year1 .30 .30 $250
1 Year (Automatic Deposit)2,3 .30 .30 $250

Long-Term Investments (Over 1 Year)4

Share & IRA Certificates - Roth, Traditional, & Coverdell

Account TermDividend Rate (%)Annual Percentage Yield (APY) (%)Min. Required to Earn Stated APY
18 Month
.40 .40 $250
2 Year .50 .50 $250
2.5 Year .50 .50 $250
3 Year .60 .60 $250
4 Year .80 .80 $250
5 Year .95 .95 $250

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IRA Share

Account TypeDividend Rate (%)Annual Percentage Yield (APY) (%)Min. Required to Earn Stated APY
IRA Share2
.05 .05 $0

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