Account & Deposit Rates

Checking Accounts, Savings Accounts, Club Accounts, CDs & IRAs, and Money Market Accounts

For complete account details, please view our Truth-in-Savings disclosure.

Primo Checking

Balance Rate1 APY1,2 Min. Required to Earn Stated APY2
$0 - $25,000 .10% .00-.10% $0
$25,000.01 or More .01% 00-.01% $25,000.01
Effective Date: September 21, 2022
Membership eligibility is required.
1: To earn "Giving Back Perks", the member must satisfy all of the following requirements each month: 1) make twelve (12) debit card transactions, 2) log in to Prime Online or Prime Mobile at least once, 3) establish a credit or debit ACH transaction that recurs at least monthly, and 4) is enrolled in eStatements. Giving Back Perks goal achievement is processed at the end of each calendar month, at which time determination of interest rate bumps and fee refunds is completed. If all Giving Back Perks requirements are not met in a given month, Prime Checking rates apply and ATM refunds are not issued.
2: APY is "Annual Percentage Yield". Fees may apply and reduce earnings.

 

Prime Checking

Balance Rate APY2 Min. Required to Earn Stated APY2
$1,000 or more .01% .01% $1,000
Effective Date: September 21, 2022
Membership eligibility is required.
2: APY is "Annual Percentage Yield". Fees may apply and reduce earnings.

 

Student Checking

Balance Rate APY2 Min. Required to Earn Stated APY2
$0 or More .01% .01% $1,000
Effective Date: September 21, 2022
Membership eligibility and proof of enrollment are required. Students between the ages of 13-17 years old must have a parent or guardian joint on the account.
2: APY is "Annual Percentage Yield". Fees may apply and reduce earnings.

 

Small Business Checking

Balance Rate APY2 Min. Required to Earn Stated APY2
$1,000 or More .01% .01% $1,000
Effective Date: September 21, 2022
Membership eligibility is required.
2: APY is "Annual Percentage Yield". Fees may apply and reduce earnings.

Share Savings

Balance Rate APY2 Min. Required to Earn Stated APY2
$300 - $4,999 .03% .03% $300
$5,000 - $9,999 .03% .03% $5,000
$10,000 and More .03% .03% $10,000
Effective Date: September 21, 2022
Membership eligibility is required.
2: APY=Annual Percentage Yield. Fees may apply and reduce earnings.

 

Savings Clubs

Account Type Balance Rate APY2 Min. Required to Earn Stated APY2
Cash's Kids Club $0 or more .05% .05% $0
Student Club $0 or more .01% .05% $1,000
Christmas Club $0 or more .05% .05% $0
Savers Club $0 or more .05% .05% $0
Effective Date: September 21, 2022
Membership eligibility is required.
2: APY=Annual Percentage Yield. Fees may apply and reduce earnings.

Certificate of Deposit (CD)

Term Rate APY2 Min. Required to Earn Stated APY2
2 Month3,4 .20% .20% $250
3 Month3,4 .20% .20% $250
6 Month3 .50% .50% $250
6 Month5 .50% .50% $250
12 Month3 .60% .60% $250
12 Month (Automatic Deposit)5,6 .60% .60% $250
18 Month7 .70% .71% $250
22 Month7,8 *SPECIAL OFFER* 2.25% 2.27% $250
24 Month7 .80% .81% $250
30 Month7 .85% .86% $250
36 Month7 1.40% 1.41% $250
48 Month7 1.50% 1.51% $250
60 Month7 2.05% 2.06% $250
Rate Match Ask Us Ask Us $250
Effective Date: September 21, 2022
Membership eligibility is required.
2: APY is "Annual Percentage Yield". Fees may apply and reduce earnings.
3: Dividends compounded and paid at maturity.
4: Share Certificate only.
5: Dividends compounded and paid monthly.
6: Certificate requires a $50 minimum monthly recurring auto-transfer deposit from another PFCU account. $25,000 maximum balance.
7: Dividends compounded and paid quarterly.
8: Limited-time special offer. May be discontinued at any time and without notice.

 

IRA Share

Rate APY2 Min. Required to Earn Stated APY2
.03% .03% $0
Effective Date: September 21, 2022
2: APY=Annual Percentage Yield. Fees may apply and reduce earnings.

Prime Money Market

$25 minimum deposit to open

Balance Rate APY2 Min. Required for APY2
$1,000 - $9,999 .10% .10% $1,000
$10,000 -$24,999 .10% .10% $10,000
$25,000 - $74,999 .10% .10% $25,000
$75,000 or more .35% .35% $75,000
Effective Date: September 21, 2022
Membership eligibility required.
2: APY=Annual Percentage Yield. Fees may apply and reduce earnings.

 

Premier Money Market

$1,000 minimum deposit to open

Balance Rate APY2 Min. Required for APY2
$1,000 - $9,999 .25% .25% $1,000
$10,000 - $49,999 .50% .50% $10,000
$50,000 - $99,999 .65% .65% $50,000
$100,000 - $249,999 .85% .85% $100,000
$250,000 or more 1.00% 1.00% $250,000
Effective Date: September 21, 2022
Membership eligibility required.
2: APY=Annual Percentage Yield. Fees may apply and reduce earnings.
Member Story

"I felt so comfortable with Prime’s guidance during my first loan experience."

1: To earn "Giving Back Perks", the member must satisfy all of the following requirements each month: 1) make twelve (12) debit card transactions, 2) log in to Prime Online or Prime Mobile at least once, 3) establish a credit or debit ACH transaction that recurs at least monthly, and 4) is enrolled in eStatements. Giving Back Perks goal achievement is processed at the end of each calendar month, at which time determination of interest rate bumps and fee refunds is completed. If all Giving Back Perks requirements are not met in a given month, Prime Checking rates apply and ATM refunds are not issued.
2: APY is "Annual Percentage Yield". Rate(s) effective as of date(s) listed in table. Fees may apply and reduce earnings.
3: Dividends compounded and paid at maturity.
4: Share Certificate only.
5: Dividends compounded and paid monthly.
6: Certificate requires a $50 minimum monthly recurring auto-transfer deposit from another PFCU account. $25,000 maximum balance.
7: Dividends compounded and paid quarterly.