Consumer Loans
Auto Loans, Motorcycle Loans, Recreational Vehicle Loans, Credit Cards, and Personal Loans
2023 & Newer
| Term Months | APR1 As Low As2 | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.17% | $44.40 |
| 25 - 36 | 6.17% | $30.50 |
| 37 - 48 | 6.36% | $23.65 |
| 49 - 60 | 6.49% | $19.56 |
| 61 - 75 | 6.78% | $16.94 |
| 75 - 84 | 7.69% | $15.43 |
Effective Date:
July 23, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2022
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.27% | $44.44 |
| 25 - 36 | 6.27% | $30.54 |
| 37 - 48 | 6.48% | $23.71 |
| 49 - 60 | 6.67% | $19.65 |
| 61 - 75 | 7.14% | $17.12 |
| 75 - 84 | 7.77% | $15.47 |
Effective Date:
July 23, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2020 - 2021
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.34% | $44.47 |
| 25 - 36 | 6.34% | $30.58 |
| 37 - 48 | 6.57% | $23.75 |
| 49 - 60 | 6.86% | $19.74 |
| 61 - 75 | 7.43% | $17.26 |
| 75 - 84 | 7.89% | $15.53 |
Effective Date:
July 23, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.34% | $44.47 |
| 25 - 36 | 6.34% | $30.58 |
| 37 - 48 | 6.60% | $23.76 |
| 49 - 60 | 6.89% | $19.75 |
| 61 - 75 | 7.43% | $16.71 |
2017 - 2018
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.52% | $44.56 |
| 25 - 36 | 6.52% | $30.66 |
| 37 - 48 | 6.74% | $23.83 |
| 49 - 60 | 6.89% | $19.75 |
| 61 - 72 | 7.43% | $17.26 |
Effective Date:
July 23, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2015 - 2016
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.56% | $44.61 |
| 25 - 36 | 6.56% | $30.71 |
| 37 - 48 | 6.84% | $23.89 |
| 49 - 60 | 6.89% | $19.79 |
Effective Date:
July 23, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2012 - 2014
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.49% | $45.03 |
| 25 - 36 | 7.49% | $31.14 |
| 37 - 48 | 7.77% | $24.32 |
Effective Date:
July 23, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2011 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.90% | $45.22 |
| 25 - 36 | 7.93% | $31.34 |
Effective Date:
July 23, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2023 & Newer
| Term Months | APR1 As Low As2 | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.17% | $44.40 |
| 25 - 36 | 6.17% | $30.50 |
| 37 - 48 | 6.36% | $23.65 |
| 49 - 60 | 6.49% | $19.56 |
| 61 - 75 | 6.78% | $16.94 |
|
75 - 84
|
7.69% | $15.43 |
Effective Date:
July 23, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2022
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.27% | $44.44 |
| 25 - 36 | 6.27% | $30.54 |
| 37 - 48 | 6.48% | $23.71 |
| 49 - 60 | 6.67% | $19.65 |
| 61 - 75 | 7.14% | $17.12 |
| 75 - 84 | 7.77% | $15.47 |
Effective Date:
July 23, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2020 - 2021
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.34% | $44.47 |
| 25 - 36 | 6.34% | $30.58 |
| 37 - 48 | 6.57% | $23.75 |
| 49 - 60 | 6.86% | $19.74 |
| 61 - 75 | 7.43% | $17.26 |
| 75 - 84 | 7.89% | $15.53 |
Effective Date:
July 23, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.34% | $44.47 |
| 25 - 36 | 6.34% | $30.58 |
| 37 - 48 | 6.60% | $23.76 |
| 49 - 60 | 6.89% | $19.75 |
| 61 - 75 | 7.43% | $16.71 |
2017 - 2018
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.52% | $44.56 |
| 25 - 36 | 6.52% | $30.66 |
| 37 - 48 | 6.74% | $23.83 |
| 49 - 60 | 6.89% | $19.75 |
| 61 - 72 | 7.43% | $17.26 |
Effective Date:
July 23, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2015 - 2016
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.56% | $44.61 |
| 25 - 36 | 6.56% | $30.71 |
| 37 - 48 | 6.84% | $23.89 |
| 49 - 60 | 6.89% | $19.79 |
Effective Date:
July 23, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2012 - 2014
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.49% | $45.03 |
| 25 - 36 | 7.49% | $31.14 |
| 37 - 48 | 7.77% | $24.32 |
Effective Date:
July 23, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2011 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.90% | $45.22 |
| 25 - 36 | 7.93% | $31.34 |
Effective Date:
July 23, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2024
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.46% | $44.98 |
| 25 - 36 | 7.46% | $31.09 |
| 37 - 48 | 7.53% | $24.19 |
| 49 - 60 | 7.57% | $20.07 |
| 61 - 72 | 8.24% | $17.65 |
Effective Date:
July 23, 2024
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2020 - 2023
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.47% | $44.99 |
| 25 - 36 | 7.47% | $31.09 |
| 37 - 48 | 7.54% | $24.20 |
| 49 - 60 | 7.58% | $20.08 |
Effective Date:
July 23, 2024
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 8.53% | $45.47 |
| 25 - 36 | 8.53% | $31.58 |
| 37 - 48 | 8.53% | $24.66 |
Effective Date:
July 23, 2024
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
| Card Type | APR4 |
|---|---|
| Low-interest Card | 8.99% - 17.99% |
| Cashback Card | 10.99% - 17.99% |
Effective Date:
July 23, 2024
Membership eligibility is required.
4: APR=Annual Percentage Rate.
Signature Loans
| Term Months | APR5 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 12 | 11.11% | $88.43 |
| 13 - 24 | 11.11% | $46.66 |
| 25 - 36 | 11.11% | $32.79 |
| 37 - 48 | 11.11% | $25.90 |
Effective Date:
July 23, 2024
3: Payment per $1,000 based on maximum term allowed for each stated rate.
5: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.
EZ Pay Loans
| Term Months | APR4 As Low As | Payment Per $5006 |
|---|---|---|
| Up to 12 | 35.00% | $49.98 |
Effective Date:
July 23, 2024
4: APR=Annual Percentage Rate.
6: Payment per $500 based on maximum term allowed for each stated rate.
Credit Rebuilder Loans
| Term Months | APR4 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 28.00% | $54.92 |
Effective Date:
July 23, 2024
3: Payment per $1,000 based on maximum term allowed for each stated rate.
4: APR=Annual Percentage Rate.
Dreamer Loans
| Term Months | APR5 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 12 | 11.11% | $88.43 |
| 13 - 24 | 11.11% | $46.66 |
Effective Date:
July 23, 2024
3: Payment per $1,000 based on maximum term allowed for each stated rate.
5: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.
Secured Personal Loans
| Term Months | APR4 |
|---|---|
| Up to 36 | 3.00% above existing deposit rate |
Effective Date:
July 23, 2024
4: APR=Annual Percentage Rate.
Certificate Secured Personal Loans
| Term Months | APR4 |
|---|---|
| Up to Certificate Maturity Date | 3.00% above existing deposit rate |
Effective Date:
July 23, 2024
4: APR=Annual Percentage Rate.
Member Story
"I felt so comfortable with Prime’s guidance during my first loan experience."