Consumer Loans
Auto Loans, Motorcycle Loans, Recreational Vehicle Loans, Credit Cards, and Personal Loans
2022 & Newer
| Term Months | APR1 As Low As2 | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.46% | $44.53 |
| 25 - 36 | 6.46% | $30.63 |
| 37 - 48 | 6.61% | $23.77 |
| 49 - 60 | 6.79% | $19.70 |
| 61 - 72 | 7.15% | $17.12 |
| 73 - 84 | 8.03% | $15.60 |
Effective Date:
November 20, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2021
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.53% | $44.56 |
| 25 - 36 | 6.53% | $30.66 |
| 37 - 48 | 6.76% | $23.84 |
| 49 - 60 | 7.03% | $19.82 |
| 61 - 72 | 7.59 | $17.33 |
| 73 - 84 | 8.23% | $15.70 |
Effective Date:
November 20, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019 - 2020
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.56% | $44.57 |
| 25 - 36 | 6.56% | $30.68 |
| 37 - 48 | 6.82% | $23.86 |
| 49 - 60 | 7.12% | $19.86 |
| 61 - 72 | 7.74% | $17.41 |
| 73 - 84 | 8.23% | $15.70 |
Effective Date:
November 20, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2016 - 2018
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.59% | $44.59 |
| 25 - 36 | 6.59% | $30.69 |
| 37 - 48 | 6.87% | $23.89 |
| 49 - 60 | 7.14% | $19.87 |
| 61 - 72 | 7.76% | $17.42 |
Effective Date:
November 20, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2014 - 2015
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.78% | $44.67 |
| 25 - 36 | 6.78% | $30.78 |
| 37 - 48 | 7.08% | $23.98 |
| 49 - 60 | 7.14% | $19.87 |
Effective Date:
November 20, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2011 - 2013
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.61% | $45.05 |
| 25 - 36 | 7.61% | $31.16 |
| 37 - 48 | 7.91% | $24.37 |
Effective Date:
November 20, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2010 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.86% | $45.16 |
| 25 - 36 | 7.89% | $31.29 |
Effective Date:
November 20, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2022 & Newer
| Term Months | APR1 As Low As2 | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.46% | $44.53 |
| 25 - 36 | 6.46% | $30.63 |
| 37 - 48 | 6.61% | $23.77 |
| 49 - 60 | 6.79% | $19.70 |
| 61 - 72 | 7.15% | $17.12 |
|
73 - 84
|
8.03% | $15.60 |
Effective Date:
November 20, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2021
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.53% | $44.56 |
| 25 - 36 | 6.53% | $30.66 |
| 37 - 48 | 6.76% | $23.84 |
| 49 - 60 | 7.03% | $19.82 |
| 61 - 72 | 7.59 | $17.33 |
| 73 - 84 | 8.23% | $15.70 |
Effective Date:
November 20, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019 - 2020
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.56% | $44.57 |
| 25 - 36 | 6.56% | $30.68 |
| 37 - 48 | 6.82% | $23.86 |
| 49 - 60 | 7.12% | $19.86 |
| 61 - 72 | 7.74% | $17.41 |
| 73 - 84 | 8.23% | $15.70 |
Effective Date:
November 20, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2016 - 2018
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.59% | $44.59 |
| 25 - 36 | 6.59% | $30.69 |
| 37 - 48 | 6.87% | $23.89 |
| 49 - 60 | 7.14% | $19.87 |
| 61 - 72 | 7.76% | $17.42 |
Effective Date:
November 20, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2014 - 2015
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.78% | $44.67 |
| 25 - 36 | 6.78% | $30.78 |
| 37 - 48 | 7.08% | $23.98 |
| 49 - 60 | 7.14% | $19.87 |
Effective Date:
November 20, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2011 - 2013
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.61% | $45.05 |
| 25 - 36 | 7.61% | $31.16 |
| 37 - 48 | 7.91% | $24.37 |
Effective Date:
November 20, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2010 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.86% | $45.16 |
| 25 - 36 | 7.89% | $31.29 |
Effective Date:
November 20, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2023
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.46% | $44.98 |
| 25 - 36 | 7.46% | $31.09 |
| 37 - 48 | 7.53% | $24.19 |
| 49 - 60 | 7.57% | $20.07 |
| 61 - 72 | 8.24% | $17.65 |
Effective Date:
November 20, 2023
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019 - 2022
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.51% | $45.00 |
| 25 - 36 | 7.51% | $31.11 |
| 37 - 48 | 7.58% | $24.22 |
| 49 - 60 | 7.62% | $20.10 |
Effective Date:
November 20, 2023
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2018 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 8.45% | $45.43 |
| 25 - 36 | 8.45% | $31.54 |
| 37 - 48 | 8.45% | $24.62 |
Effective Date:
November 20, 2023
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
| Card Type | APR4 |
|---|---|
| Low-interest Card | 8.99% - 17.99% |
| Cashback Card | 10.99% - 17.99% |
Effective Date:
November 20, 2023
Membership eligibility is required.
4: APR=Annual Percentage Rate.
Signature Loans
| Term Months | APR5 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 12 | 11.45% | $88.59 |
| 13 - 24 | 11.45% | $46.82 |
| 25 - 36 | 11.45% | $32.95 |
| 37 - 48 | 11.45% | $26.06 |
Effective Date:
November 20, 2023
3: Payment per $1,000 based on maximum term allowed for each stated rate.
5: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.
EZ Pay Loans
| Term Months | APR4 As Low As | Payment Per $5006 |
|---|---|---|
| Up to 12 | 35.00% | $49.98 |
Effective Date:
November 20, 2023
4: APR=Annual Percentage Rate.
6: Payment per $500 based on maximum term allowed for each stated rate.
Credit Rebuilder Loans
| Term Months | APR4 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 28.00% | $54.92 |
Effective Date:
November 20, 2023
3: Payment per $1,000 based on maximum term allowed for each stated rate.
4: APR=Annual Percentage Rate.
Dreamer Loans
| Term Months | APR5 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 12 | 11.45% | $88.59 |
| 13 - 24 | 11.45% | $46.82 |
Effective Date:
November 20, 2023
3: Payment per $1,000 based on maximum term allowed for each stated rate.
5: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.
Secured Personal Loans
| Term Months | APR4 |
|---|---|
| Up to 36 | 3.00% above existing deposit rate |
Effective Date:
November 20, 2023
4: APR=Annual Percentage Rate.
Certificate Secured Personal Loans
| Term Months | APR4 |
|---|---|
| Up to Certificate Maturity Date | 3.00% above existing deposit rate |
Effective Date:
November 20, 2023
4: APR=Annual Percentage Rate.
Member Story
"I felt so comfortable with Prime’s guidance during my first loan experience."