Consumer Loans
Auto Loans, Motorcycle Loans, Recreational Vehicle Loans, Credit Cards, and Personal Loans
2023 & Newer
Term Months | APR1 As Low As2 | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.31% | $44.46 |
25 - 36 | 6.31% | $30.56 |
37 - 48 | 6.48% | $23.71 |
49 - 60 | 6.65% | $19.64 |
61 - 75 | 7.00% | $17.05 |
75 - 84 | 7.91% | $15.54 |
Effective Date:
April 24, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2022
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.42% | $44.51 |
25 - 36 | 6.42% | $30.61 |
37 - 48 | 6.64% | $23.78 |
49 - 60 | 6.89% | $19.75 |
61 - 75 | 7.47% | $17.28 |
75 - 84 | 8.13% | $15.65 |
Effective Date:
April 24, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2020 - 2021
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.56% | $44.57 |
25 - 36 | 6.56% | $30.68 |
37 - 48 | 6.80% | $23.85 |
49 - 60 | 7.11% | $19.85 |
61 - 75 | 7.77% | $17.42 |
75 - 84 | 8.13% | $15.65 |
Effective Date:
April 24, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.56% | $44.57 |
25 - 36 | 6.56% | $30.68 |
37 - 48 | 6.84% | $23.87 |
49 - 60 | 7.15% | $19.87 |
61 - 75 | 7.77% | $16.87 |
2017 - 2018
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.79% | $44.68 |
25 - 36 | 6.79% | $30.78 |
37 - 48 | 7.01% | $23.95 |
49 - 60 | 7.15% | $19.87 |
61 - 72 | 7.77% | $17.42 |
Effective Date:
April 24, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2015 - 2016
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.84% | $44.70 |
25 - 36 | 6.84% | $30.80 |
37 - 48 | 7.14% | $24.01 |
49 - 60 | 7.15% | $19.87 |
Effective Date:
April 24, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2012 - 2014
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 7.87% | $45.14 |
25 - 36 | 7.87% | $31.24 |
37 - 48 | 8.17% | $24.46 |
Effective Date:
April 24, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2011 & Older
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 8.34% | $45.47 |
25 - 36 | 8.38% | $31.60 |
Effective Date:
April 24, 2024
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2023 & Newer
Term Months | APR1 As Low As2 | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.31% | $44.46 |
25 - 36 | 6.31% | $30.56 |
37 - 48 | 6.48% | $23.71 |
49 - 60 | 6.65% | $19.64 |
61 - 75 | 7.00% | $17.05 |
75 - 84
|
7.91% | $15.54 |
Effective Date:
April 24, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2022
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.42% | $44.51 |
25 - 36 | 6.42% | $30.61 |
37 - 48 | 6.64% | $23.78 |
49 - 60 | 6.89% | $19.75 |
61 - 75 | 7.47% | $17.28 |
75 - 84 | 8.13% | $15.65 |
Effective Date:
April 24, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2020 - 2021
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.56% | $44.57 |
25 - 36 | 6.56% | $30.68 |
37 - 48 | 6.80% | $23.85 |
49 - 60 | 7.11% | $19.85 |
61 - 75 | 7.77% | $17.42 |
75 - 84 | 8.13% | $15.65 |
Effective Date:
April 24, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.56% | $44.57 |
25 - 36 | 6.56% | $30.68 |
37 - 48 | 6.84% | $23.87 |
49 - 60 | 7.15% | $19.87 |
61 - 75 | 7.77% | $16.87 |
2017 - 2018
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.79% | $44.68 |
25 - 36 | 6.79% | $30.78 |
37 - 48 | 7.01% | $23.95 |
49 - 60 | 7.15% | $19.87 |
61 - 72 | 7.77% | $17.42 |
Effective Date:
April 24, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2015 - 2016
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 6.84% | $44.70 |
25 - 36 | 6.84% | $30.80 |
37 - 48 | 7.14% | $24.01 |
49 - 60 | 7.15% | $19.87 |
Effective Date:
April 24, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2012 - 2014
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 7.87% | $45.14 |
25 - 36 | 7.87% | $31.24 |
37 - 48 | 8.17% | $24.46 |
Effective Date:
April 24, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2011 & Older
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 8.34% | $45.47 |
25 - 36 | 8.38% | $31.60 |
Effective Date:
April 24, 2024
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2024
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 7.68% | $45.08 |
25 - 36 | 7.68% | $31.19 |
37 - 48 | 7.75% | $24.30 |
49 - 60 | 7.79% | $20.18 |
61 - 72 | 8.46% | $17.76 |
Effective Date:
April 24, 2024
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2020 - 2023
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 7.78% | $45.13 |
25 - 36 | 7.78% | $31.23 |
37 - 48 | 7.85% | $24.34 |
49 - 60 | 7.89% | $20.22 |
Effective Date:
April 24, 2024
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019 & Older
Term Months | APR1 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 8.77% | $45.58 |
25 - 36 | 8.77% | $31.69 |
37 - 48 | 8.77% | $24.78 |
Effective Date:
April 24, 2024
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
Card Type | APR4 |
---|---|
Low-interest Card | 8.99% - 17.99% |
Cashback Card | 10.99% - 17.99% |
Effective Date:
April 24, 2024
Membership eligibility is required.
4: APR=Annual Percentage Rate.
Signature Loans
Term Months | APR5 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 12 | 11.87% | $88.79 |
13 - 24 | 11.87% | $47.01 |
25 - 36 | 11.87% | $33.15 |
37 - 48 | 11.87% | $26.27 |
Effective Date:
April 24, 2024
3: Payment per $1,000 based on maximum term allowed for each stated rate.
5: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.
EZ Pay Loans
Term Months | APR4 As Low As | Payment Per $5006 |
---|---|---|
Up to 12 | 35.00% | $49.98 |
Effective Date:
April 24, 2024
4: APR=Annual Percentage Rate.
6: Payment per $500 based on maximum term allowed for each stated rate.
Credit Rebuilder Loans
Term Months | APR4 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 24 | 28.00% | $54.92 |
Effective Date:
April 24, 2024
3: Payment per $1,000 based on maximum term allowed for each stated rate.
4: APR=Annual Percentage Rate.
Dreamer Loans
Term Months | APR5 As Low As | Payment Per $1,0003 |
---|---|---|
Up to 12 | 11.87% | $88.79 |
13 - 24 | 11.87% | $47.01 |
Effective Date:
April 24, 2024
3: Payment per $1,000 based on maximum term allowed for each stated rate.
5: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.
Secured Personal Loans
Term Months | APR4 |
---|---|
Up to 36 | 3.00% above existing deposit rate |
Effective Date:
April 24, 2024
4: APR=Annual Percentage Rate.
Certificate Secured Personal Loans
Term Months | APR4 |
---|---|
Up to Certificate Maturity Date | 3.00% above existing deposit rate |
Effective Date:
April 24, 2024
4: APR=Annual Percentage Rate.
Member Story
"I felt so comfortable with Prime’s guidance during my first loan experience."