Consumer Loans

Membership eligibility is required.

1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.

2: If over 10,000 miles, add .20.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

* “Base 5” discounted rate reflects base rate of 5.00% APR with 0.20% autopay discount for well-qualified borrowers for terms up to 60 months and model years up 2020 & newer; rate varies based on creditworthiness and loan-to-value (LTV); actual discount amount varies based on term. Base 5 discount not valid on terms more than 60 months, model years 2019 or older, or refinancing of existing PFCU loans. Base 5 discount combinable only with autopay (0.20%) and SEG (0.25%)discounts. Standard underwriting criteria apply. Limited-time offer valid 10/01/2025 - 10-31/2025; offer may be ended early and without notice.

Membership eligibility is required. 10% down payment required.

1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.

2: If over 10,000 miles, add .20.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

Membership eligibility is required. 10% down payment required.

1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

Membership eligibility is required. 10% down payment required.

1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

Membership eligibility is required. 10% down payment required.

1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

Membership eligibility is required. 10% down payment required.

1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

Membership eligibility is required. 10% down payment required.

1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

Membership eligibility is required. 10% down payment required.

1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

Membership eligibility is required. 20% down payment required.

1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

Membership eligibility is required. 20% down payment required.

1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

Membership eligibility is required. 20% down payment required.

1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

Membership eligibility is required.

4: APR=Annual Percentage Rate.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

5: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.

3: Payment per $1,000 based on maximum term allowed for each stated rate.

4: APR=Annual Percentage Rate.

4: APR=Annual Percentage Rate.

4: APR=Annual Percentage Rate.