Consumer Loans
Auto Loans, Motorcycle Loans, Recreational Vehicle Loans, Credit Cards, and Personal Loans
2022 & Newer
| Term Months | APR1 As Low As2 | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.14% | $43.93 |
| 25 - 36 | 5.14% | $30.03 |
| 37 - 48 | 5.33% | $23.18 |
| 49 - 60 | 5.52% | $19.11 |
| 61 - 72 | 5.74% | $16.45 |
| 73 - 84 | 6.54% | $14.87 |
Effective Date:
January 18, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2021
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.20% | $43.96 |
| 25 - 36 | 5.20% | $30.06 |
| 37 - 48 | 5.47% | $23.24 |
| 49 - 60 | 5.70% | $19.19 |
| 61 - 72 | 6.10% | $16.62 |
| 73 - 84 | 6.60% | $14.90 |
Effective Date:
January 18, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019 - 2020
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.25% | $43.98 |
| 25 - 36 | 5.25% | $30.08 |
| 37 - 48 | 5.53% | $23.27 |
| 49 - 60 | 5.81% | $19.24 |
| 61 - 72 | 6.24% | $16.69 |
| 73 - 84 | 6.60% | $14.90 |
Effective Date:
January 18, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2016 - 2018
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.27% | $43.99 |
| 25 - 36 | 5.27% | $30.09 |
| 37 - 48 | 5.57% | $23.29 |
| 49 - 60 | 5.84% | $19.26 |
| 61 - 72 | 6.49% | $16.81 |
Effective Date:
January 18, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2014 - 2015
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.48% | $44.09 |
| 25 - 36 | 5.48% | $30.19 |
| 37 - 48 | 5.80% | $23.39 |
| 49 - 60 | 5.92% | $19.30 |
Effective Date:
January 18, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2011 - 2013
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.30% | $44.46 |
| 25 - 36 | 6.30% | $30.56 |
| 37 - 48 | 6.62% | $23.77 |
Effective Date:
January 18, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2010 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.70% | $44.64 |
| 25 - 36 | 6.70% | $30.74 |
Effective Date:
January 18, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2022 & Newer
| Term Months | APR1 As Low As2 | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.14% | $43.93 |
| 25 - 36 | 5.14% | $30.03 |
| 37 - 48 | 5.33% | $23.18 |
| 49 - 60 | 5.52% | $19.11 |
| 61 - 72 | 5.74% | $16.45 |
|
73 - 84
|
6.54% | $14.87 |
Effective Date:
January 18, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2021
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.20% | $43.96 |
| 25 - 36 | 5.20% | $30.06 |
| 37 - 48 | 5.47% | $23.24 |
| 49 - 60 | 5.70% | $19.19 |
| 61 - 72 | 6.10% | $16.62 |
| 73 - 84 | 6.60% | $14.90 |
Effective Date:
January 18, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019 - 2020
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.25% | $43.98 |
| 25 - 36 | 5.25% | $30.08 |
| 37 - 48 | 5.53% | $23.27 |
| 49 - 60 | 5.81% | $19.24 |
| 61 - 72 | 6.24% | $16.69 |
| 73 - 84 | 6.60% | $14.90 |
Effective Date:
January 18, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2016 - 2018
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.27% | $43.99 |
| 25 - 36 | 5.27% | $30.09 |
| 37 - 48 | 5.57% | $23.29 |
| 49 - 60 | 5.84% | $19.26 |
| 61 - 72 | 6.49% | $16.81 |
Effective Date:
January 18, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2014 - 2015
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.48% | $44.09 |
| 25 - 36 | 5.48% | $30.19 |
| 37 - 48 | 5.80% | $23.39 |
| 49 - 60 | 5.92% | $19.30 |
Effective Date:
January 18, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2011 - 2013
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.30% | $44.46 |
| 25 - 36 | 6.30% | $30.56 |
| 37 - 48 | 6.62% | $23.77 |
Effective Date:
January 18, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2010 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.70% | $44.64 |
| 25 - 36 | 6.70% | $30.74 |
Effective Date:
January 18, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2023
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.08% | $44.36 |
| 25 - 36 | 6.08% | $30.46 |
| 37 - 48 | 6.17% | $23.56 |
| 49 - 60 | 6.25% | $19.45 |
| 61 - 72 | 6.80% | $16.95 |
Effective Date:
January 18, 2023
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019 - 2022
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.08% | $44.36 |
| 25 - 36 | 6.08% | $30.46 |
| 37 - 48 | 6.17% | $23.56 |
| 49 - 60 | 6.25% | $19.45 |
Effective Date:
January 18, 2023
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2018 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.19% | $44.86 |
| 25 - 36 | 7.19% | $30.96 |
| 37 - 48 | 7.04% | $23.96 |
Effective Date:
January 18, 2023
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
| Card Type | APR4 |
|---|---|
| Low-interest Card | 8.99% - 17.99% |
| Cashback Card | 10.99% - 17.99% |
Effective Date:
January 18, 2023
Membership eligibility is required.
4: APR=Annual Percentage Rate.
Signature Loans
| Term Months | APR5 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 12 | 10.69% | $88.24 |
| 13 - 24 | 10.69% | $46.46 |
| 25 - 36 | 10.69% | $32.59 |
Effective Date:
January 18, 2023
3: Payment per $1,000 based on maximum term allowed for each stated rate.
5: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.
EZ Pay Loans
| Term Months | APR4 As Low As | Payment Per $5006 |
|---|---|---|
| Up to 12 | 35.00% | $49.98 |
Effective Date:
January 18, 2023
4: APR=Annual Percentage Rate.
6: Payment per $500 based on maximum term allowed for each stated rate.
Credit Rebuilder Loans
| Term Months | APR4 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 28.00% | $54.92 |
Effective Date:
January 18, 2023
3: Payment per $1,000 based on maximum term allowed for each stated rate.
4: APR=Annual Percentage Rate.
Dreamer Loans
| Term Months | APR5 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 12 | 10.69% | $88.24 |
| 13 - 24 | 10.69% | $46.46 |
Effective Date:
January 18, 2023
3: Payment per $1,000 based on maximum term allowed for each stated rate.
5: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.
Secured Personal Loans
| Term Months | APR4 |
|---|---|
| Up to 36 | 3.00% above existing deposit rate |
Effective Date:
January 18, 2023
4: APR=Annual Percentage Rate.
Certificate Secured Personal Loans
| Term Months | APR4 |
|---|---|
| Up to Certificate Maturity Date | 3.00% above existing deposit rate |
Effective Date:
January 18, 2023
4: APR=Annual Percentage Rate.
Member Story
"I felt so comfortable with Prime’s guidance during my first loan experience."