Consumer Loans
Auto Loans, Motorcycle Loans, Recreational Vehicle Loans, Credit Cards, and Personal Loans
2022 & Newer
| Term Months | APR1 As Low As2 | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.59% | $44.14 |
| 25 - 36 | 5.59% | $30.24 |
| 37 - 48 | 5.74% | $23.37 |
| 49 - 60 | 5.89% | $19.28 |
| 61 - 72 | 6.12% | $16.63 |
| 73 - 84 | 7.01% | $15.10 |
Effective Date:
May 17, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2021
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.68% | $44.18 |
| 25 - 36 | 5.68% | $30.28 |
| 37 - 48 | 5.91% | $23.44 |
| 49 - 60 | 6.15% | $19.40 |
| 61 - 72 | 6.56% | $16.84 |
| 73 - 84 | 7.21% | $15.20 |
Effective Date:
May 17, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019 - 2020
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.71% | $44.19 |
| 25 - 36 | 5.71% | $30.29 |
| 37 - 48 | 5.97% | $23.47 |
| 49 - 60 | 6.28% | $19.46 |
| 61 - 72 | 6.70% | $16.91 |
| 73 - 84 | 7.25% | $15.22 |
Effective Date:
May 17, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2016 - 2018
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.74% | $44.20 |
| 25 - 36 | 5.74% | $30.30 |
| 37 - 48 | 6.02% | $23.49 |
| 49 - 60 | 6.29% | $19.47 |
| 61 - 72 | 6.74% | $16.92 |
Effective Date:
May 17, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2014 - 2015
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.95% | $44.30 |
| 25 - 36 | 5.95% | $30.40 |
| 37 - 48 | 6.25% | $23.60 |
| 49 - 60 | 6.58% | $19.60 |
Effective Date:
May 17, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2011 - 2013
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.76% | $44.66 |
| 25 - 36 | 6.76% | $30.77 |
| 37 - 48 | 7.06% | $23.97 |
Effective Date:
May 17, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2010 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7,01% | $44.78 |
| 25 - 36 | 7.04% | $30.90 |
Effective Date:
May 17, 2023
Membership eligibility is required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2022 & Newer
| Term Months | APR1 As Low As2 | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.59% | $44.14 |
| 25 - 36 | 5.59% | $30.24 |
| 37 - 48 | 5.74% | $23.37 |
| 49 - 60 | 5.89% | $19.28 |
| 61 - 72 | 6.12% | $16.63 |
|
73 - 84
|
7.01% | $15.10 |
Effective Date:
May 17, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
2: If over 10,000 miles, add .20.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2021
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.68% | $44.18 |
| 25 - 36 | 5.68% | $30.28 |
| 37 - 48 | 5.91% | $23.44 |
| 49 - 60 | 6.15% | $19.40 |
| 61 - 72 | 6.56% | $16.84 |
| 73 - 84 | 7.21% | $15.20 |
Effective Date:
May 17, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019 - 2020
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.71% | $44.19 |
| 25 - 36 | 5.71% | $30.29 |
| 37 - 48 | 5.97% | $23.47 |
| 49 - 60 | 6.28% | $19.46 |
| 61 - 72 | 6.70% | $16.91 |
| 73 - 84 | 7.25% | $15.22 |
Effective Date:
May 17, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2016 - 2018
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.74% | $44.20 |
| 25 - 36 | 5.74% | $30.30 |
| 37 - 48 | 6.02% | $23.49 |
| 49 - 60 | 6.29% | $19.47 |
| 61 - 72 | 6.74% | $16.92 |
Effective Date:
May 17, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2014 - 2015
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.95% | $44.30 |
| 25 - 36 | 5.95% | $30.40 |
| 37 - 48 | 6.25% | $23.60 |
| 49 - 60 | 6.58% | $19.60 |
Effective Date:
May 17, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2011 - 2013
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.76% | $44.66 |
| 25 - 36 | 6.76% | $30.77 |
| 37 - 48 | 7.06% | $23.97 |
Effective Date:
May 17, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2010 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7,01% | $44.78 |
| 25 - 36 | 7.04% | $30.90 |
Effective Date:
May 17, 2023
Membership eligibility is required. 10% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2023
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.13% | $44.38 |
| 25 - 36 | 6.13% | $30.48 |
| 37 - 48 | 6.22% | $23.59 |
| 49 - 60 | 6.30% | $19.47 |
| 61 - 72 | 6.85% | $16.98 |
Effective Date:
May 17, 2023
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2019 - 2022
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 6.33% | $44.47 |
| 25 - 36 | 6.33% | $30.57 |
| 37 - 48 | 6.42% | $23.68 |
| 49 - 60 | 6.50% | $19.57 |
Effective Date:
May 17, 2023
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
2018 & Older
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.38% | $44.95 |
| 25 - 36 | 7.38% | $31.05 |
| 37 - 48 | 7.38% | $24.12 |
Effective Date:
May 17, 2023
Membership eligibility is required. 20% down payment required.
1: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union auto loan, and borrower must add $5,000 to loan balance.
3: Payment per $1,000 based on maximum term allowed for each stated rate.
| Card Type | APR4 |
|---|---|
| Low-interest Card | 8.99% - 17.99% |
| Cashback Card | 10.99% - 17.99% |
Effective Date:
May 17, 2023
Membership eligibility is required.
4: APR=Annual Percentage Rate.
Signature Loans
| Term Months | APR5 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 12 | 10.69% | $88.24 |
| 13 - 24 | 10.69% | $46.46 |
| 25 - 36 | 10.69% | $32.59 |
| 37 - 48 | 10.69% | $25.70 |
Effective Date:
May 17, 2023
3: Payment per $1,000 based on maximum term allowed for each stated rate.
5: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.
EZ Pay Loans
| Term Months | APR4 As Low As | Payment Per $5006 |
|---|---|---|
| Up to 12 | 35.00% | $49.98 |
Effective Date:
May 17, 2023
4: APR=Annual Percentage Rate.
6: Payment per $500 based on maximum term allowed for each stated rate.
Credit Rebuilder Loans
| Term Months | APR4 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 28.00% | $54.92 |
Effective Date:
May 17, 2023
3: Payment per $1,000 based on maximum term allowed for each stated rate.
4: APR=Annual Percentage Rate.
Dreamer Loans
| Term Months | APR5 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 12 | 10.69% | $88.24 |
| 13 - 24 | 10.69% | $46.46 |
Effective Date:
May 17, 2023
3: Payment per $1,000 based on maximum term allowed for each stated rate.
5: APR=Annual Percentage Rate. Rate(s) above reflect maximum 0.20% autopay discount. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.
Secured Personal Loans
| Term Months | APR4 |
|---|---|
| Up to 36 | 3.00% above existing deposit rate |
Effective Date:
May 17, 2023
4: APR=Annual Percentage Rate.
Certificate Secured Personal Loans
| Term Months | APR4 |
|---|---|
| Up to Certificate Maturity Date | 3.00% above existing deposit rate |
Effective Date:
May 17, 2023
4: APR=Annual Percentage Rate.
Member Story
"I felt so comfortable with Prime’s guidance during my first loan experience."