Deposit Rates

Checking Accounts, Savings Accounts, Club Accounts, CDs & IRAs, and Money Market Accounts

Primo Checking

Balance Rate1 APY1,2 Min. Required to Earn Stated APY
$0 - $25,000 0.10% 0.00-0.10% $0
$25,000.01 or More 0.01% 0.00-0.01% $25,000.01
Effective Date: May 20, 2024
Membership eligibility is required.
1: To earn 0.10% APY, you must satisfy all of the following requirements each month: 1) make twelve (12) debit card transactions, 2) log in to Prime Online or Prime Mobile, 3) establish a credit or debit ACH transaction that recurs at least monthly, and 4) be enrolled in eStatements. If all requirements are not met in a given month, an interest rate of 0.01% APY applies and ATM refunds are not issued.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.

 

Simply Checking

Balance Rate APY2 Min. Required to Earn Stated APY
$0 or more 0.01% 0.01% $0
Effective Date: May 20, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.

 

Prime Checking

Balance Rate APY2 Min. Required to Earn Stated APY
$1,000 or more 0.01% 0.01% $1,000
Effective Date: May 20, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.

 

Student Checking

Balance Rate APY2 Min. Required to Earn Stated APY
$0 or More 0.01% 0.01% $0
Effective Date: May 20, 2024
Membership eligibility and proof of enrollment are required. Students between the ages of 13-17 years old must have a parent or guardian joint on the account.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.

 

Small Business Checking

Balance Rate APY2 Min. Required to Earn Stated APY
$1,000 or More 0.01% 0.01% $1,000
Effective Date: May 20, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.

Share Savings

Balance Rate APY2 Min. Required to Earn Stated APY
$300 - $4,999 0.03% 0.03% $300
$5,000 - $9,999 0.03% 0.03% $5,000
$10,000 and More 0.03% 0.03% $10,000
Effective Date: May 20, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.

 

Savings Clubs

Account Type Balance Rate APY2 Min. Required to Earn Stated APY
Saver's Sweepstakes $0 or more 0.05% 0.05% $0
Cash's Kids Club $0 or more 0.05% 0.05% $0
Student Club $0 or more 0.01% 0.05% $0
Christmas Club $0 or more 0.05% 0.05% $0
Savers Club $0 or more 0.05% 0.05% $0
Effective Date: May 20, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.

Certificate of Deposit (CD)

Term Rate APY2 Min. Required to Earn Stated APY
2 Month3 0.75% 0.75% $250
3 Month3 0.75% 0.75% $250
6 Month3 1.00% 1.00% $250
12 Month3 2.00% 2.00% $250
12 Month (Automatic Deposit)3,4 2.00% 2.00% $250
18 Month5 2.00% 2.02% $250
24 Month5 2.50% 2.53% $250
30 Month5 2.60% 2.63% $250
36 Month5 2.75% 2.79% $250
48 Month5 2.85% 2.89% $250
60 Month5 3.00% 3.04% $250
Rate Match Ask Us Ask Us $250
Effective Date: May 20, 2024
Membership eligibility is required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.
3: Dividends compounded and paid at maturity.
4: Certificate requires a $50 minimum monthly recurring auto-transfer deposit from another PFCU account. $25,000 maximum balance.
5: Dividends compounded and paid quarterly.

 

IRA Share

Rate APY2 Min. Required to Earn Stated APY
.03% .03% $0
Effective Date: May 20, 2024
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.

Prime Money Market

Minimum opening deposit: $25

Balance Rate APY2 Min. Required for APY
$1,000 - $9,999 .25% .25% $1,000
$10,000 -$24,999 .40% .40% $10,000
$25,000 - $74,999 .50% .50% $25,000
$75,000 or more .60% .60% $75,000
Effective Date: May 20, 2024
Membership eligibility required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.

 

Premier Money Market

Minimum opening deposit: $1,000

Balance Rate APY2 Min. Required for APY
$1,000 - $9,999 .50% .50% $1,000
$10,000 - $49,999 1.00% 1.00% $10,000
$50,000 - $99,999 1.75% 1.75% $50,000
$100,000 - $249,999 2.50% 2.50% $100,000
$250,000 or more 3.00% 3.00% $250,000
Effective Date: May 20, 2024
Membership eligibility required.
2: APY: Annual Percentage Yield. If applicable, fees may reduce yield.