Rates - Financial Tools From Prime Financial Credit Union. Milwaukee.

Account Balance	Dividend Rate (%)	Annual Percentage Yield (APY) (%)	Min Required to Earn Stated APY
$300–$4,999	.05	.05	$300
$5,000–$9,999	.05	.05	$300
$10,000 or More	.05	.05	$300

Account Type	Dividend Rate (%)	Annual Percentage Yield (APY) (%)	Min Required to Earn Stated APY
Christmas Club	.15	.15	$0
Savers Club	.15	.15	$0
Summer Spending	.15	.15	$0
Student Club	.15	.15	$0
Lil’ Savers Club	.15	.15	$0
VISA/MasterCard® Secured	.10	.10	$0

Account Balance	Dividend Rate (%)	Annual Percentage Yield (APY) (%)	Min Required to Earn Stated APY
$0–$25,000	.50	.00–.50	$0
$25,001 or more	.01	.00–.01	$25,001

Account Balance	Dividend Rate (%)	Annual Percentage Yield (APY) (%)	Min Required to Earn Stated APY
$1,000 or More	.01	.01	$1,000

Account Type	Dividend Rate (%)	Annual Percentage Yield (APY) (%)	Min Required to Earn Stated APY
Prime Direct Checking	.01	.01	$0

Account Type	Dividend Rate (%)	Annual Percentage Yield (APY) (%)	Min Required to Earn Stated APY
Prime Student Checking	.01	.01	$0

Account Term	Dividend Rate (%)	Annual Percentage Yield (APY) (%)	Min Required to Earn Stated APY
60 Day (Share Certificate only)	.10	.10	$250
90 Day (Share Certificate only)	.10	.10	$250
182 Day^{1 (Maturity)}	.15	.15	$250
182 Day^{2 (Monthly)}	.15	.15	$250
1 Year	.20	.20	$250
1 Year (Automatic Deposit)	.20	.20	$250

Account Term	Dividend Rate (%)	Annual Percentage Yield (APY) (%)	Min Required to Earn Stated APY
18 Month	.30	.30	$250
2 Year	.40	.40	$250
2.5 Year	.45	.45	$250
3 Year	.60	.60	$250
4 Year	.80	.80	$250
5 Year	1.15	1.15	$250

Account Type	Dividend Rate (%)	Annual Percentage Yield (APY) (%)	Min Required to Earn Stated APY
IRA Share	.15	.15	$0

Account Balance	Dividend Rate (%)	Annual Percentage Yield (APY) (%)	Min Required to Earn Stated APY
$1,000–$9,999	.10	.10	$1,000
$10,000–$24,999	.15	.15	$10,000
$25,000–$74,999	.20	.20	$25,000
$75,000 or more	.25	.25	$75,000

New - Autos, Trucks, Vans

Term Months	APR As Low As	Payment Per $1000
Up to 24	1.99**	$42.54
25 - 36	1.99**	$28.64
37 - 48	1.99**	$21.70
49 - 60	2.24**	$17.64
61 - 72	2.74**	$15.08
73 - 84¹	3.24**	$13.33

¹Requires minimum of $20,000 financed.

APR=Annual Percentage Rate. The above rates are based upon a 700+ credit score and are subject to change based upon borrower's credit history. To refinance your existing PFCU loan, you must add $500 to the balance, regular rates apply and you must add 1.00% to rates above. Payment per $1000 based on maximum term allowed for each stated rate.

**Rates above include maximum 1.00% relationship discounts. Discounts rewarded for having additional PFCU products, services and relationships at or prior to closing: checking account (.20), credit card (.20), at least two (2) automated convenience services (.20), SEG group employer (.20) or quick close within 48 business hours of loan approval (.20). Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. First or second mortgages, HELOCs, Lines of Credit, EZ Pay, Credit Card, Credit Builder or Share & Certificate Secured are regular rates above.

Used - Autos, Trucks, Vans

Model Year	Term Months	APR As Low As	Payment Per $1000
2016-2015	Up to 24	1.99**	$42.54
2016-2015	25 - 36	1.99**	$28.64
2016-2015	37 - 48	1.99**	$21.70
2016-2015	49 - 60	2.24**	$17.64
2016-2015	61 - 72	2.74**	$15.08
2016-2015	73 - 84¹	3.49**	$13.44
2014-2013	Up to 24	1.99**	$42.54
2014-2013	25 - 36	1.99**	$28.64
2014-2013	37 - 48	1.99**	$21.70
2014-2013	49 - 60	2.24**	$17.64
2014-2013	61 - 72	3.24**	$15.31
2014-2013	73 - 84¹	3.49**	$13.44
2012-2010	Up to 24	2.24**	$42.65
2012-2010	25 - 36	2.24**	$28.75
2012-2010	37 - 48	2.24**	$21.81
2012-2010	49 - 60	3.24**	$18.08
2009 - 2007	Up to 24	2.49**	$42.76
2009 - 2007	25 - 36	2.74**	$28.97
2009 - 2007	37 - 48	2.99**	$22.14
2006 - 2004	Up to 24	3.99**	$43.43
2006 - 2003	25 - 36	3.99**	$29.53
2006 - 2003	37 - 48	3.99**	$22.58
2002 & Older	Up to 24	3.99**	$43.43
2002 & Older	25 - 36	3.99**	$29.53

¹Requires minimum $20,000 financed.

APR=Annual Percentage Rate. The above rates are based upon a 700+ credit score and are subject to change based upon borrower's credit history. To refinance your existing PFCU loan, you must add $500 to the balance, regular rates apply and you must add 1.00% to rates above. Payment per $1000 based on maximum term allowed for each stated rate.

**Rates above include maximum 1.00% relationship discounts. Discounts rewarded for having additional PFCU products, services and relationships at or prior to closing: checking account (.20), credit card (.20), at least two (2) automated convenience services (.20), SEG group employer (.20) or quick close within 48 business hours of loan approval (.20). Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. First or second mortgages, HELOCs, Lines of Credit, EZ Pay, Credit Card, Credit Builder or Share & Certificate Secured are regular rates above.

New - Motorcycles ²

Term Months	APR As Low As	Payment Per $1000
Up to 24	1.99**	$42.54
25 - 36	1.99**	$28.64
37 - 48	1.99**	$21.70
49 - 60	2.99**	$17.97
61 - 72³	3.99**	$15.65

²10% down payment required.
³Requires minimum $15,000 financed.

APR=Annual Percentage Rate. The above rates are based upon a 700+ credit score and are subject to change based upon borrower's credit history. To refinance your existing PFCU loan, you must add $500 to the balance, regular rates apply and you must add 1.00% to rates above. Payment per $1000 based on maximum term allowed for each stated rate.

**Rates above include maximum 1.00% relationship discounts. Discounts rewarded for having additional PFCU products, services and relationships at or prior to closing: checking account (.20), credit card (.20), at least two (2) automated convenience services (.20), SEG group employer (.20) or quick close within 48 business hours of loan approval (.20). Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. First or second mortgages, HELOCs, Lines of Credit, EZ Pay, Credit Card, Credit Builder or Share & Certificate Secured are regular rates above.

Used - Motorcycles²

Model Year	Term Months	APR As Low As	Payment Per $1000
2016-2014	Up to 24	2.99**	$42.99
2016-2014	25 - 36	2.99**	$29.08
2016-2014	37 - 48	2.99**	$22.14
2016-2014	49 - 60	2.99**	$17.97
2013	Up to 24	2.49**	$42.76
2013	25 - 36	2.74**	$28.97
2013	37 - 48	2.99**	$22.14
2013	49 - 60	2.99**	$17.97
2012	Up to 24	2.74**	$42.84
2012	25 - 36	2.74**	$28.97
2012	37 - 48	2.74**	$22.03
2012	49 - 60	2.99**	$17.97
2011	Up to 24	2.74**	$42.87
2011	25 - 36	2.74**	$28.97
2011	37 - 48	2.74**	$22.03
2011	49 - 60	3.99**	$18.42
2010	Up to 24	2.74**	$42.87
2010	25 - 36	2.74**	$28.97
2010	37 - 48	2.99**	$22.14
2010	49 - 60	3.99**	$18.42
2009 - 2008	Up to 24	2.74**	$42.87
2009 - 2008	25 - 36	2.74**	$28.97
2009 - 2008	37 - 48	3.49**	$22.36
2007	Up to 24	2.84**	$42.92
2007	25 - 36	2.84**	$29.02
2007	37 - 48	3.49**	$22.36
2006 - 2004	Up to 24	3.99**	$43.43
2006 - 2004	25 - 36	3.99**	$29.53
2006 - 2004	37 - 48	3.99**	$22.58
2003	Up to 24	4.49**	$43.65
2003	25 - 36	4.49**	$29.75
2003	37 - 48	4.49**	$22.81
2002 - Older	Up to 24	4.99**	$43.88
2002 - Older	25 - 36	4.99**	$29.97
2002 - Older	37 - 48	4.99**	$23.03

²10% down payment required.

APR=Annual Percentage Rate. The above rates are based upon a 700+ credit score and are subject to change based upon borrower's credit history. To refinance your existing PFCU loan, you must add $500 to the balance, regular rates apply and you must add 1.00% to rates above. Payment per $1000 based on maximum term allowed for each stated rate.

**Rates above include maximum 1.00% relationship discounts. Discounts rewarded for having additional PFCU products, services and relationships at or prior to closing: checking account (.20), credit card (.20), at least two (2) automated convenience services (.20), SEG group employer (.20) or quick close within 48 business hours of loan approval (.20). Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. First or second mortgages, HELOCs, Lines of Credit, EZ Pay, Credit Card, Credit Builder or Share & Certificate Secured are regular rates above.

New - Recreational Vehicles ⁴

Term Months	APR As Low As	Payment Per $1000
Up to 24	3.99**	$43.43
25 - 36	3.99**	$29.53
37 - 48	3.99**	$22.58
49 - 60	3.99**	$18.42
61 - 72⁵	4.74**	$15.99

⁴20% down payment required on all purchases.
⁵Titled vehicles only and requires minimum $10,000 financed.

APR=Annual Percentage Rate. The above rates are based upon a 700+ credit score and are subject to change based upon borrower's credit history. To refinance your existing PFCU loan, you must add $500 to the balance, regular rates apply and you must add 1.00% to rates above. Payment per $1000 based on maximum term allowed for each stated rate.

**Rates above include maximum 1.00% relationship discounts. Discounts rewarded for having additional PFCU products, services and relationships at or prior to closing: checking account (.20), credit card (.20), at least two (2) automated convenience services (.20), SEG group employer (.20) or quick close within 48 business hours of loan approval (.20). Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. First or second mortgages, HELOCs, Lines of Credit, EZ Pay, Credit Card, Credit Builder or Share & Certificate Secured are regular rates above.

Used - Recreational Vehicles⁴

Model Year	Term Months	APR As Low As	Payment Per $1000
2016-2013	Up to 24	4.49**	$43.65
2016-2013	25 - 36	4.49**	$29.75
2016-2013	37 - 48	4.49**	$22.81
2016-2013	49 - 60	4.49**	$18.65
2012 & Older	Up to 24	4.49**	$43.65
2012 & Older	25 - 36	4.49**	$29.75
2012 & Older	37 - 48	4.49**	$22.81

⁴20% down payment required on all purchases.

APR=Annual Percentage Rate. The above rates are based upon a 700+ credit score and are subject to change based upon borrower's credit history. To refinance your existing PFCU loan, you must add $500 to the balance, regular rates apply and you must add 1.00% to rates above. Payment per $1000 based on maximum term allowed for each stated rate.

**Rates above include maximum 1.00% relationship discounts. Discounts rewarded for having additional PFCU products, services and relationships at or prior to closing: checking account (.20), credit card (.20), at least two (2) automated convenience services (.20), SEG group employer (.20) or quick close within 48 business hours of loan approval (.20). Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. First or second mortgages, HELOCs, Lines of Credit, EZ Pay, Credit Card, Credit Builder or Share & Certificate Secured are regular rates above.

Unsecured Loans

Term Months	Type	APR As Low As	Payment Per $1000
Up to 12	Signature	11.75**	$88.77
13 - 24	Signature	11.75**	$46.98
25 - 36	Signature	11.75**	$33.11
Up to 12	EZ Pay	38.00**	$50.69 per $500
Up to 24	Credit Rebuilder	28.00	$54.92
Line of Credit	Overdraft	17.75 (max. $1000)
Line of Credit	Overdraft	16.25 (min. $1001)

Share & Certificate Secured Loans⁶

Term Months	Type	APR As Low As
Up to 36	Share	3.00 above existing deposit rate
Up to Certificate Maturity Date	Certificate	3.00 above existing deposit rate

⁶Individual Retirement Accounts, Christmas Clubs, Money Markets and Checking Accounts cannot be pledged as collateral. Maximum loan amount 100% of share or certificate.

APR=Annual Percentage Rate. The above rates are based upon a 700+ credit score and are subject to change based upon borrower's credit history. To refinance your existing PFCU loan, you must add $500 to the balance, regular rates apply and you must add 1.00% to rates above. Payment per $1000 based on maximum term allowed for each stated rate.

**Rates above include maximum 1.00% relationship discounts. Discounts rewarded for having additional PFCU products, services and relationships at or prior to closing: checking account (.20), credit card (.20), at least two (2) automated convenience services (.20), SEG group employer (.20) or quick close within 48 business hours of loan approval (.20). Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. First or second mortgages, HELOCs, Lines of Credit, EZ Pay, Credit Card, Credit Builder or Share & Certificate Secured are regular rates above.

Term Months	APR³	Payment Per $1000
36	5.99	30.42
48	5.99	23.48
60	5.99	19.33
84	6.49	14.85
120	6.49	11.35
180	6.99	8.99
Line of Credit⁴	Prime plus 1.00%	$10.00

Deposit & Loan Rates

Deposit Rates

Savings

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Savings Programs

Checking

Primo Checking

Prime Checking

Prime Direct Checking

Prime Student Checking

Investments

Share & IRA Certificates - Roth, Traditional & Coverdel (60 Day through 1 Year)

Share & IRA Certificates - Roth, Traditional & Coverdel (18 Month through 5 Year)

IRA Share

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