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Deposit & Loan Rates

Mortgage

Deposit Rates

Savings

Share Savings
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$300–$4,999 .03 .03 $300
$5,000–$9,999 .03 .03 $5,000
$10,000 or More .03 .03 $10,000
Savings Programs
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
Christmas Club .05 .05 $0
Savers Club .05 .05 $0
Cash's Kids Club .05 .05 $0
Student Club .05 .05 $0
VISA/MasterCard® Secured .00 .00 $0

Checking

Primo Checking
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$0–$25,000 .10 .00–.10 $0
$25,001 or more .01 .00–.01 $25,001
Prime Checking
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$1,000 or More .01 .01 $1,000
Prime Student Checking
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
Prime Student Checking .01 .01 $0

Investments

Share & IRA Certificates - Roth, Traditional & Coverdel (60 Day through 1 Year)
Account Term Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
2 Month (Share Certificate only) .05 .05 $250
3 Month (Share Certificate only) .05 .05 $250
6 Month1 (Maturity) .10 .10 $250
6 Month2 (Monthly) .10 .10 $250
1 Year .20 .20 $250
1 Year (Automatic Deposit) .20 .20 $250
Share & IRA Certificates - Roth, Traditional & Coverdel (18 Month through 5 Year)
Account Term Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
18 Month .25 .25 $250
2 Year .25 .25 $250
2.5 Year .30 .30 $250
3 Year .30 .30 $250
4 Year .35 .35 $250
5 Year .45 .45 $250
IRA Share
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
IRA Share .03 .03 $0

Money Markets

Prime Money Market
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$1,000–$9,999 .05 .05 $1,000
$10,000–$24,999 .07 .07 $10,000
$25,000–$74,999 .10 .10 $25,000
$75,000 or more .13 .13 $75,000
Premier Money Market
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
1,000 - 9,999 .05 .05 $1,000
10,000 - 49,999 .10 .10 $10,000
50,000 - 99,999 .10 .10 $50,000
100,000 - 249,999 .20 .20 $100,000
250,000 or more .20 .20 $250,000

Consumer Loan Rates

New - Autos, Trucks, Vans

Term Months APR As Low As Payment Per $1000
Up to 24 2.19** $42.63
25 - 36 2.19** $28.73
37 - 48 2.28** $21.82
49 - 60 2.44** $17.73
61 - 72 2.63** $15.04
73 - 841 3.48** $13.44

Used - Autos, Trucks, Vans

Model Year Term Months APR As Low As Payment Per $1000
2019 Up to 24 2.28** $42.67
2019 25 - 36 2.28** $28.77
2019 37 - 48 2.58** $21.96
2019 49 - 60 2.68** $17.83
2019 61 - 72 2.94** $15.17
2019 73 - 841 3.94** $13.65
2018 - 2017 Up to 24 2.44** $42.74
2018 - 2017 25 - 36 2.44** $28.84
2018 - 2017 37 - 48 2.68** $22.00
2018 - 2017 49-60 2.69** $17.84
2018 - 2017 61-72 2.94** $15.17
2018 - 2017 73 - 841 3.94** $13.65
2016 - 2014 Up to 24 2.44** $42.74
2016 - 2014 25 - 36 2.44** $28.84
2016 - 2014 37 - 48 2.68** $22.00
2016 - 2014 49 -60 2.69** $17.84
2016 - 2014 61 - 72 3.08** $15.23
2013 - 2012 Up to 24 2.45** $42.75
2013 - 2012 25 - 36 2.45** $28.85
2013 - 2012 37 - 48 2.69** $22.00
2011 - 2009 Up to 24 5.10** $43.93
2011 - 2009 25 - 36 5.10** $30.02
2011 - 2009 37 - 48 5.30** $23.17
2008 & Older Up to 24 5.50** $44.10
2008 & Older 25 - 36 5.50** $30.20

New - Motorcycles 2

Term Months APR As Low As Payment Per $1000
Up to 24 2.19** $42.63
25 - 36 2.19** $28.73
37 - 48 2.28** $21.82
49 - 60 2.44** $17.73
61 - 721 2.63** $15.04
73 - 841 3.48** $13.44

Used - Motorcycles2

Model Year Term Months APR As Low As Payment Per $1000
2019 Up to 24 2.28** $42.67
2019 25 - 36 2.28** $28.77
2019 37 - 48 2.58** $21.96
2019 49 - 60 2.68** $17.83
2019 61 - 721 2.94** $15.17
2019 73-841 3.94** $13.65
2018 - 2017 Up to 24 2.44** $42.74
2018 - 2017 25-36 2.44** $28.84
2018 - 2017 37-48 2.68** $22.00
2018 - 2017 49-60 2.69** $17.84
2018 - 2017 61 - 721 2.94** $15.17
2018 - 2017 73-841 3.94** $13.65
2016 - 2014 Up to 24 2.44** $42.74
2016 - 2014 25 - 36 2.44** $28.84
2016 - 2014 37 - 48 2.68** $22.00
2016 - 2014 49 - 60 2.69** $17.84
2016 - 2014 61 - 72 3.08** $15.23
2013 - 2012 Up to 24 2.45** $42.75
2013 - 2012 25 - 36 2.45** $28.85
2013 - 2012 37 - 48 2.69** $22.00
2011 - 2009 Up to 24 5.10** $43.93
2011 - 2009 25 - 36 5.10** $30.02
2011 - 2009 37 - 48 5.30** $23.17
2008 & Older Up to 24 5.50** $44.10
2008 & Older 25 - 36 5.50** $30.20

New - Recreational Vehicles 4

Term Months APR As Low As Payment Per $1000
Up to 24 3.58** $43.25
25-36 3.60** $29.35
47-48 3.72** $22.44
49-60 3.89** $18.37
61 - 724 4.69** $15.97

Used - Recreational Vehicles4

Model Year Term Months APR As Low As Payment Per $1000
2020 - 2017 Up to 24 3.58** $43.25
2020 - 2017 25-36 3.60** $29.35
2020 - 2017 37-48 3.72** $22.46
2020 - 2017 49 - 60 3.89** $18.37
2016 & Older Up to 24 5.29** $44.01
2016 & Older 25-36 5.29** $30.11
2016 & Older 37-48 5.29** $23.17

Unsecured Loans

Term Months Type APR As Low As Payment Per $1000
Up to 12 Signature 9.79** $87.84
13 - 24 Signature 9.79** $46.06
25 - 36 Signature 9.79** $32.18
Up to 12 EZ Pay 38.00 $50.85 per $500
Up to 24 Credit Rebuilder 28.00 $54.92

Share & Certificate Secured Loans6

Term Months Type APR As Low As
Up to 36 Share 3.00 above existing deposit rate
Up to Certificate Maturity Date Certificate 3.00 above existing deposit rate

Home Equity Rates

Loan-To-Value (LTV) 80% and Under

Term Months APR1 Payment Per $1000
36 3.99 $29.52
48 3.99 $22.58
60 3.99 $18.42
84 4.49 $13.90
120 4.99 $10.61
180 5.75 $8.31
Line of Credit2 Prime Plus 0.00% $10.00

Loan-To-Value (LTV) Over 80%

Term Months APR3 Payment Per $1000
36 5.25 $30.09
48 5.25 $23.15
60 5.25 $18.99
84 5.75 $14.49
120 6.25 $11.23
180 6.99 $8.99
Line of Credit4 Prime plus 1.00% $10.00