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Deposit & Loan Rates

Mortgage

Deposit Rates

Savings

Share Savings
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$300–$4,999 .03 .03 $300
$5,000–$9,999 .03 .03 $5,000
$10,000 or More .03 .03 $10,000
Savings Programs
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
Christmas Club .05 .05 $0
Savers Club .05 .05 $0
Cash's Kids Club .05 .05 $0
Student Club .05 .05 $0
VISA/MasterCard® Secured .00 .00 $0

Checking

Primo Checking
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$0–$25,000 .10 .00–.10 $0
$25,001 or more .01 .00–.01 $25,001
Prime Checking
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$1,000 or More .01 .01 $1,000
Prime Student Checking
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
Prime Student Checking .01 .01 $0

Investments

Share & IRA Certificates - Roth, Traditional & Coverdel (60 Day through 1 Year)
Account Term Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
2 Month (Share Certificate only) .05 .05 $250
3 Month (Share Certificate only) .05 .05 $250
6 Month1 (Maturity) .10 .10 $250
6 Month2 (Monthly) .10 .10 $250
1 Year .20 .20 $250
1 Year (Automatic Deposit) .20 .20 $250
Share & IRA Certificates - Roth, Traditional & Coverdel (18 Month through 5 Year)
Account Term Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
18 Month .25 .25 $250
2 Year .25 .25 $250
2.5 Year .30 .30 $250
3 Year .30 .30 $250
4 Year .35 .35 $250
5 Year .45 .45 $250
IRA Share
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
IRA Share .03 .03 $0

Money Markets

Prime Money Market
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$1,000–$9,999 .05 .05 $1,000
$10,000–$24,999 .07 .07 $10,000
$25,000–$74,999 .10 .10 $25,000
$75,000 or more .13 .13 $75,000
Premier Money Market
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
1,000 - 9,999 .05 .05 $1,000
10,000 - 49,999 .10 .10 $10,000
50,000 - 99,999 .10 .10 $50,000
100,000 - 249,999 .20 .20 $100,000
250,000 or more .20 .20 $250,000

Consumer Loan Rates

New - Autos, Trucks, Vans

Term Months APR As Low As Payment Per $1000
Up to 24 1.68** $42.40
25 - 36 1.68** $28.51
37 - 48 1.93** $21.67
49 - 60 2.03** $17.55
61 - 72 2.34** $14.90
73 - 841 3.16** $13.29

Used - Autos, Trucks, Vans

Model Year Term Months APR As Low As Payment Per $1000
2020 Up to 24 1.69** $42.41
2020 25 - 36 1.69** $28.51
2020 37 - 48 1.98** $21.69
2020 49 - 60 2.18** $17.61
2020 61 - 72 2.68** $15.06
2020 73 - 841 3.51** $13.45
2019 - 2018 Up to 24 1.89** $42.49
2019 - 2018 25 - 36 1.89** $28.60
2019 - 2018 37 - 48 2.09** $21.74
2019 - 2018 49-60 2.35** $17.69
2019 - 2018 61-72 3.01** $15.20
2019 - 2018 73 - 841 3.60** $13.49
2017 - 2015 Up to 24 2.09** $42.58
2017 - 2015 25 - 36 2.09** $28.69
2017 - 2015 37 - 48 2.27** $21.82
2017 - 2015 49 -60 2.57** $17.78
2017 - 2015 61 - 72 3.08** $15.23
2014 - 2013 Up to 24 2.34** $42.69
2014 - 2013 25 - 36 2.34** $28.79
2014 - 2013 37 - 48 2.61** $21.97
2012 - 2010 Up to 24 5.10** $43.93
2012 - 2010 25 - 36 5.10** $30.02
2012 - 2010 37 - 48 5.30** $23.17
2009 & Older Up to 24 5.50** $44.10
2009 & Older 25 - 36 5.50** $30.20

New - Motorcycles 2

Term Months APR As Low As Payment Per $1000
Up to 24 1.68** $42.40
25 - 36 1.68** $28.51
37 - 48 1.93** $21.67
49 - 60 2.03** $17.55
61 - 721 2.34** $14.90
73 - 841 3.16** $13.29

Used - Motorcycles2

Model Year Term Months APR As Low As Payment Per $1000
2020 Up to 24 1.69** $42.41
2020 25 - 36 1.69** $28.51
2020 37 - 48 1.98** $21.69
2020 49 - 60 2.18** $17.61
2020 61 - 721 2.68** $15.06
2020 73-841 3.51** $13.45
2019 - 2018 Up to 24 1.89** $42.49
2019 - 2018 25-36 1.89** $28.60
2019 - 2018 37-48 2.09** $21.74
2019 - 2018 49-60 2.35** $17.69
2019 - 2018 61 - 721 3.01** $15.20
2019 - 2018 73-841 3.60** $13.49
2017 - 2015 Up to 24 2.09** $42.58
2017 - 2015 25 - 36 2.09** $28.69
2017 - 2015 37 - 48 2.27** $21.82
2017 - 2015 49 - 60 2.57** $17.78
2017 - 2015 61 - 72 3.08** $15.23
2014 - 2013 Up to 24 2.34** $42.69
2014 - 2013 25 - 36 2.34** $28.79
2014 - 2013 37 - 48 2.61** $21.97
2012 - 2010 Up to 24 5.10** $43.93
2012 - 2010 25 - 36 5.10** $30.02
2012 - 2010 37 - 48 5.30** $23.17
2009 & Older Up to 24 5.50** $44.10
2009 & Older 25 - 36 5.50** $30.20

New - Recreational Vehicles 4

Term Months APR As Low As Payment Per $1000
Up to 24 3.58** $43.25
25-36 3.60** $29.35
47-48 3.72** $22.44
49-60 3.89** $18.37
61 - 724 4.69** $15.97

Used - Recreational Vehicles4

Model Year Term Months APR As Low As Payment Per $1000
2021 - 2018 Up to 24 3.58** $43.25
2021 - 2018 25-36 3.60** $29.35
2021 - 2018 37-48 3.72** $22.46
2021 - 2018 49 - 60 3.89** $18.37
2017 & Older Up to 24 5.29** $44.01
2017 & Older 25-36 5.29** $30.11
2017 & Older 37-48 5.29** $23.17

Unsecured Loans

Term Months Type APR As Low As Payment Per $1000
Up to 12 Signature 9.79** $87.84
13 - 24 Signature 9.79** $46.06
25 - 36 Signature 9.79** $32.18
Up to 12 EZ Pay 38.00 $50.85 per $500
Up to 24 Credit Rebuilder 28.00 $54.92

Share & Certificate Secured Loans6

Term Months Type APR As Low As
Up to 36 Share 3.00 above existing deposit rate
Up to Certificate Maturity Date Certificate 3.00 above existing deposit rate

Home Equity Rates

Loan-To-Value (LTV) 80% and Under

Term Months APR1 Payment Per $1000
36 3.99 $29.52
48 3.99 $22.58
60 3.99 $18.42
84 4.49 $13.90
120 4.99 $10.61
180 5.75 $8.31
Line of Credit2 Prime Plus 0.00% $10.00

Loan-To-Value (LTV) Over 80%

Term Months APR3 Payment Per $1000
36 5.25 $30.09
48 5.25 $23.15
60 5.25 $18.99
84 5.75 $14.49
120 6.25 $11.23
180 6.99 $8.99
Line of Credit4 Prime plus 1.00% $10.00