EZ Pay Loans

A low-interest alternative to payday loans

Features & Benefits

Rates as low as 38.00% APR1

Terms up to 12 months
Borrow up to $500
Payday Loan Alternative
Automatic Payments
Required to Qualify
Direct Deposit
Required to Qualify

EZ Pay Loans are a budget-friendly alternative to cash advance, payday, and title loan options.

What is an EZ Pay Loan?

An EZ Pay Loan is an unsecured loan, which means you don't have to pledge any collateral when you apply. 

What can I use an EZ Pay Loan for?

You can use EZ Pay Loan funds however you'd like. Most members use EZ Pay Loans to help pay bills between paychecks or to cover unexpected expenses.

Rates, Terms & Payments

With rates as low as 38.00% APR1  and terms up to 12 months, you have options for finding the perfect monthly payment for your budget.


Term Months APR1 As Low As Payment Per $5004
Up to 1238.00%$50.66
Effective Date: August 18, 2022

Apply for an EZ Pay Loan Today!

Member Story

"Prime succeeds where most banks fail with their great member service, minimal fees, excellent loan rates and their loan processing team."

Membership eligibility is required. Rate(s) effective as of date indicated by table.
1: APR=Annual Percentage Rate. Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. The above rate(s) are based upon a 700+ credit score, Loan-to-Value (LTV) of 80% or less, and are subject to change based upon borrower's credit history. Rates higher if refinancing existing Prime Financial Credit Union loan, and borrower must add $5,000 to loan balance.
2: Payment per $1,000 based on maximum term allowed for each stated rate.